ZestMoney

What is ZestMoney Software?

ZestMoney is an application that uses digital banking, mobile technology, and artificial intelligence to provide easy loans through a buy-now-pay-latter policy. Its main objective is to provide customers with a financial service option to access easy loans without credit cards or transactional histories. Using its AI-based machine learning decision engine, it creates a risk profile for every customer. Based on the risk profile, the decision engine of the platform analyzes the credibility and lends money.

The financial management software is available as a web-based application accessible through a browser and a mobile-based app compatible with both Android and iOS. It allows customers to fill in basic details, apply for loans, make payments, select repayment options, pay installments, check loan details, and manage profiles.

ZestMoney partners with various e-commerce platforms, online retailers, and physical stores to offer its buy-now-pay-latter services. Some of the products offered by this platform include credit limits and personal loans. To use this platform, the user needs to sign up. Once the customer approves, a credit limit is assigned based on eligibility.

Why Choose ZestMoney?

• One-stop solution: This platform has proven to be a one-stop solution for managing an individual's finances, getting instant financial help, and enjoying hassle-free shopping.
• EMI at 0% interest: It does not charge joining or pre-closure fees. There are also no hidden charges.
• Paperless Approval: Offers quick paperless approvals, which makes the process of taking a loan easy and hassle-free.
• Wider Acceptance: It is accepted in over 10,000 online stores and approximately 75,000 physical stores. It has partnerships with various e-commerce and online retail platforms.
• Collateral Free: This platform provides an entirely collateral-free EMI feature for people who want to take a loan and do not have any collateral to keep.
• Automated payments: The automated payment system offered by this platform for individuals or businesses to directly pay their bills is easy. A non-tech-savvy person can do it.

Benefits of ZestMoney Financial Management Software

• Avail Loan without credit card: For someone looking to take a loan without any credit history or credit card, this platform is the one-stop solution for the problems.
• Speedy approval: Using this platform, an individual can get their loan approved quickly because of its AI-based decision-making algorithm, which instantly checks and assesses risk profile and decides an individual's eligibility.
• Easy account opening: This platform provides one of the easiest and hassle-free account opening options for potential borrowers.
• Flexible EMIs: Using this platform, an individual can take a loan at flexible EMI options like no-cost EMI, flexible monthly payments, etc.
• Repay any time: This platform offers easy repayment options. Individuals can pay all or some of their great money without penalty.
• Easy-to-use interface: The application comes in web and mobile app forms and is easy to use.

ZestMoney Pricing

ZestMoney pricing is available on request at techjockey.com.

The overall pricing model is based on different factors such as personalization, extra features required, total users, and the deployment type. Please feel free to request a call from our product experts if you want to learn more about our subscription plans or premium package deals.