SoFi Invest VS Fidelity

Let’s have a side-by-side comparison of SoFi Invest vs Fidelity to find out which one is better. This software comparison between SoFi Invest and Fidelity is based on genuine user reviews. Compare software prices, features, support, ease of use, and user reviews to make the best choice between these, and decide whether SoFi Invest or Fidelity fits your business.

Comparison

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SoFi Invest

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Fidelity

4.3

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Key Differences

SoFi offers up to ~3.80% APY on savings through eligible direct deposit of any amount, $5,000+ in monthly qualifying deposits, or enrollment in SoFi Plus. A temporary promotional boost of 0.70% for new Plus members can raise this to 4.50% APY. Fidelity’s Cash Management Account sweeps uninvested cash into FDIC-insured partner banks or optionally into money market funds like SPAXX, which yielded ~3.94% as of July 24, 2025.
SoFi provides FDIC insurance up to $3 million per depositor through its program bank network. Fidelity’s FDIC sweep typically provides coverage of ~$245,000 per program bank, and higher coverage may depend on the number of available sweep banks. Money market funds like SPAXX are not FDIC-insured, though they are SIPC-protected within standard brokerage limits.
SoFi integrates banking, investing, student loan refinancing, personal loans, credit cards, and financial planning into a single platform. Fidelity separates services, offering brokerage accounts for investing and a distinct Cash Management Account for banking-like features.
Fidelity’s Cash Management Account includes a debit card, ATM fee reimbursement worldwide, checkwriting, and bill pay automation. SoFi includes budgeting tools, Vaults for goal-based saving, early paycheck access, and optional access to certified financial planners via SoFi Plus, all with no account fees or minimums.
SoFi’s interest rates are fixed per tier and published in advance. Fidelity’s yields are variable and market-driven—accounts may default to different sweep vehicles (e.g., SPAXX or FCash), and yield outcomes depend on the account type and selections made during setup.

Pricing

Price Plans

Price on Request

Get customise plan according to your business requirement

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Price on Request

Get customise plan according to your business requirement

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Free Trial
Lifetime Plan

Free Trial

Free Trial

Ratings

Overall ratings

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Currently no ratings are available. Please check back later

4.3

15 Ratings & 10 Reviews

Features 4.4

Value for Money 4.1

Ease of Use 4.2

Customer Support 4.4

Likelihood to Recommend

See all Fidelity reviews

Pros & Cons

Pros

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Fidelity offers a wide range of investment products, including mutual funds and ...Read more - Mohammad Hisabuddin Aug 04, 2025

The platform is intuitive and easy to navigate.? - Nyki Jul 29, 2025

Cons

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The sheer number of options can be overwhelming for beginners.? - Mohammad Hisabuddin Aug 04, 2025

Occasional technical glitches can occur. - Nyki Jul 29, 2025

Reviews

Verified customer reviews

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Comprehensive Investment Options

Mohammad Hisabuddin Aug 04, 2025

User-Friendly Interface

Nyki Jul 29, 2025

See all Fidelity reviews

Best Use for

Business Size:

Individual
2-50 Employees
51-250 Employees
250-500 Employees
500-1000 Employees
More than 1000+ Employees

Individual
2-50 Employees
51-250 Employees
250-500 Employees
500-1000 Employees
More than 1000+ Employees

Business Type:

Small Business
Startups
Medium Business
Enterprise
SMBs
SMEs
MSMBs
MSMEs
Freelancers
Individual

Small Business
Startups
Medium Business
Enterprise
SMBs
SMEs
MSMBs
MSMEs
Freelancers
Individual

Industries:

All Industries

All Industries

Features

Core Features

Portfolio Management
Market Data
Watchlist
Charting Tools
Order Control
Order Execution

Portfolio Management
Market Data
Watchlist
Charting Tools
Order Control
Order Execution

Order Execution

Limit Order
Market Order
Stop (Loss) Order
Stop Limit Orders
Trailing Stop Order

Limit Order
Market Order
Stop (Loss) Order
Stop Limit Orders
Trailing Stop Order

Research and Analysis

Technical Analysis
Fundamental Analysis
Pattern Recognition
Scanning Tools
Backtesting and Optimization
Smart drawing tools

Technical Analysis
Fundamental Analysis
Pattern Recognition
Scanning Tools
Backtesting and Optimization
Smart drawing tools

Trading Options

Mutual Funds
Paper Trading
Intraday Trading
Algorithm Trading
Options Trading
Futures Trading
Forex Trading
Crypto Trading
Automatic Trading
Margin Trading (MTF)

Mutual Funds
Paper Trading
Intraday Trading
Algorithm Trading
Options Trading
Futures Trading
Forex Trading
Crypto Trading
Automatic Trading
Margin Trading (MTF)

Reporting & Analytics

Dashboards
Automated Reports
Report Customization
P&L Report
Contract Note
Financial Transaction Report (CashLedger)

Dashboards
Automated Reports
Report Customization
P&L Report
Contract Note
Financial Transaction Report (CashLedger)

Account Management

Demat Account Creation
Platform Migration
Multi-Factor Authentication (MFA)
Customizable User Interface

Demat Account Creation
Platform Migration
Multi-Factor Authentication (MFA)
Customizable User Interface

Integrations

API Integration
Financial Tools Integration

API Integration
Financial Tools Integration

Alerts & Notification

Price Alert
Real Time Market Updates
News Alerts
Volume Alerts

Price Alert
Real Time Market Updates
News Alerts
Volume Alerts

Gallery

All Videos & Images

See all (3)

Specifications

Deployment

Web based
On Premises

Web based
On Premises

Device Supported

Desktop
Mobile
iPad
Tablet

Desktop
Mobile
iPad
Tablet

Supported Platforms

Windows
Mac OS
Android
iOS
Linux
Ubuntu

Windows
Mac OS
Android
iOS
Linux
Ubuntu

Languages support

English

English

Compliance Regulations:

COPPA
HIPAA
CCPA
CPRA
ECPA

COPPA
HIPAA
CCPA
CPRA
ECPA

Alternatives

Top Alternative Products

TradeZero

Interactive Brokers

Tastytrade

Webull

See all SoFi Invest alternatives

TradeZero

Interactive Brokers

Tastytrade

Webull

See all Fidelity alternatives

SoFi Invest vs Fidelity Comparison FAQs

Software questions,
answered

While SoFi Invest offers customized features, Fidelity has diverse modules. Select between SoFi Invest or Fidelity as per your business needs.

Both these products offer similar features but with a different approach. While SoFi Invest emphasizes on user experiences, Fidelity focuses on functionalities.

It all depends on the functionalities that you prefer. While SoFi Invest offers add-ons along with essential features, Fidelity emphasizes on customization.

No, the difference between SoFi Invest and Fidelity lies in terms of features and functionalities. While SoFi Invest can be customized as per the user’s needs, Fidelity addresses the diverse audience.

It depends upon your business requirement. Both SoFi Invest and Fidelity provides standard features to cater diverse industry needs.

The difference lies in terms of the user interface and functionalities. While SoFi Invest is customizable, SoFi Invest offers comprehensive modules.

A Quick Comparison Between SoFi Invest vs Fidelity

Choosing any software for your organisation is a crucial decision. As a decision maker, you must ensure that the software you choose addresses the pain points of your teams and reaps maximum benefit for you.

Comparison of SoFi Invest vs Fidelity In terms of Features
Comparison Between SoFi Invest and Fidelity In terms of Deployment Type
SoFi Invest or Fidelity: Which Is Ideal for Your Industry
Which Is Better? - SoFi Invest or Fidelity

Comparison of SoFi Invest vs Fidelity In terms of Features

SoFi Invest includes features like Portfolio Management, Stop (Loss) Order, Stop Limit Orders and Trailing Stop Order. Fidelity is known for functionalities like Portfolio Management, Scanning Tools, Backtesting and Optimization and Options Trading. When you compare SoFi Invest vs Fidelity, look for scalability, customization, ease of use, customer support and other key factors. The one which suits your business needs is the best.

Comparison Between SoFi Invest and Fidelity In terms of Deployment Type

While SoFi Invest supports Web Based deployment; Fidelity is suitable for Web Based deployment. While selecting between SoFi Invest and Fidelity, figure out which one of the two is compatible with your devices. This will help in reducing the hassle after implementation.

SoFi Invest or Fidelity: Which Is Ideal for Your Industry

SoFi Invest is ideal for industries like All Industries. For All Industries, Fidelity is a better choice. If you are confused between SoFi Invest or Fidelity, you can also check if the software has customizable modules for your industry. Industry-specific functionalities will ensure higher efficiency and ROI. However, do check for the hidden price, is any.

Which Is Better? - SoFi Invest or Fidelity

SoFi Invest and Fidelity can be used for different purposes and are well-suited for teams with specific needs. If you are looking for a platform that is easy to use, has low barriers to entry, and offers a lot of customization, flexibility, and integration options, then you must compare their specifications in detail at the time of demo. Compare SoFi Invest and Fidelity during demo to decide which one is best for your business.

Author: Techjockey Team

SoFi Invest VS Fidelity

Key Differences

We provide the best software solution for your business needs

SoFi Invest vs Fidelity Comparison FAQs

Is SoFi Invest better than Fidelity?

Are SoFi Invest and Fidelity same?

Which is better SoFi Invest or Fidelity?

Is SoFi Invest the same as Fidelity?

Can SoFi Invest replace Fidelity?

What is the difference between SoFi Invest and Fidelity?

A Quick Comparison Between SoFi Invest vs Fidelity

Comparison of SoFi Invest vs Fidelity In terms of Features

Comparison Between SoFi Invest and Fidelity In terms of Deployment Type

SoFi Invest or Fidelity: Which Is Ideal for Your Industry

Which Is Better? - SoFi Invest or Fidelity

SoFi Invest VS Fidelity

Key Differences

We provide the best software solution for your business needs

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SoFi Invest vs Fidelity Comparison FAQs

Is SoFi Invest better than Fidelity?

Are SoFi Invest and Fidelity same?

Which is better SoFi Invest or Fidelity?

Is SoFi Invest the same as Fidelity?

Can SoFi Invest replace Fidelity?

What is the difference between SoFi Invest and Fidelity?

A Quick Comparison Between SoFi Invest vs Fidelity

Comparison of SoFi Invest vs Fidelity In terms of Features

Comparison Between SoFi Invest and Fidelity In terms of Deployment Type

SoFi Invest or Fidelity: Which Is Ideal for Your Industry

Which Is Better? - SoFi Invest or Fidelity

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