Greenlight Reviews & Ratings

4.5/5

“Perfect for Teaching My Kids Money Responsibility Early”

I wanted my child to learn money management without risk. Greenlight helped me assign chores, send allowance automatically, and track spending in real time. My child now understands budgeting at a young age.

Pros : Greenlight lets parents give kids debit cards with parental controls, real-time spending notifications, and allowance automation.

Cons : There is a monthly subscription fee even if my child doesn’t actively use the card every month.

Switched from : GoHenry

Reason to switch : I switched because GoHenry had higher international fees and fewer U.S. bank integrations, while Greenlight connected directly to my U.S. bank more smoothly.

4.5/5

“Great Spending Controls but Subscription Adds Up”

I love that I can block gaming purchases and limit junk spending. However, I do feel the monthly cost adds up compared to basic youth banking options.

Pros : Parents can set spending limits by category (food, games, online shopping) and freeze certain merchant types.

Cons : The monthly fee feels high if you’re managing only one child.

Switched from : Chase First Banking

Reason to switch : I switched because Chase First Banking had fewer customizable spending restrictions and weaker real-time controls than Greenlight.

4.5/5

“Bank Transfers and Reloads Are Fast and Reliable”

I can instantly send money when my child needs lunch, school supplies, or emergencies. No more scrambling for cash.

Pros : Transfers from my bank to my child’s Greenlight card are usually instant.

Cons : Occasionally transfers take longer on weekends or holidays.

Switched from : Gift Cards

Reason to switch : I switched because gift cards were inconvenient, untrackable, and easy to lose.

4.3/5

“Automatic Allowance and Chores System Is a Game Changer”

My child completes chores, and once approved, the allowance is automatically deposited. This removed the daily “Did you pay me?” arguments in my house.

Pros : Greenlight allows parents to automate weekly allowance and link payments to completed chores.

Cons : Chore approval sometimes requires manual confirmation, which can feel repetitive.

Switched from : AllRide

Reason to switch : I switched because giving cash made it hard to track spending and teach accountability; Greenlight automated everything digitally.

4.3/5

“Excellent Educational Tools for Kids”

My child learned how saving, investing, and budgeting works using Greenlight’s built-in tools. It turned everyday spending into money lessons.

Pros : Greenlight offers financial literacy content, savings goals, and investing education for kids and teens.

Cons : Some educational features require upgraded subscription plans.

Switched from : BusyKid

Reason to switch : I switched because BusyKid focused mainly on chores and allowance but had weaker built-in financial education tools.

4.3/5

“Real-Time Spending Alerts Gave Me Full Control”

The real-time alerts helped me catch unauthorized spending immediately. I can lock the card instantly from my phone if needed, which gives me peace of mind.

Pros : I get instant notifications whenever my child spends money, withdraws cash, or uses the card online.

Cons : Too many notifications can feel overwhelming at first.

Switched from : Optiyol

Reason to switch : I switched because regular bank debit cards didn’t provide real-time spending controls or instant card locking for parents.

4.3/5

“Location-Based Spending Controls Add Extra Safety”

I restrict ATM usage and track whereabouts for safety. It adds an extra security layer beyond just spending control.

Pros : Greenlight allows location-based controls and ATM withdrawal limits.

Cons : GPS-based restrictions sometimes lag behind actual location updates.

Switched from : Bringg

Reason to switch : I switched because standalone trackers didn’t offer spending control; Greenlight combines both.

4.3/5

“Investing Feature Helped My Teen Learn the Market Safely”

My teen started learning about the stock market through Greenlight’s investing feature. I approve every trade, so mistakes stay educational instead of financially harmful.

Pros : Greenlight lets teens invest in stocks and ETFs with parent approval.

Cons : Investment options are limited compared to full trading platforms.

Switched from : Fidelity

Reason to switch : I switched because Fidelity required more independent management, while Greenlight kept full parental oversight.

4.3/5

“Great Concept but Customer Support Can Be Slow”

I had a card replacement issue that took a few days to resolve. While support eventually fixed it, response speed could improve.

Pros : The app is powerful and reliable once fully set up.

Cons : Customer support replies can take longer than expected during peak times.

Switched from : Getswift

Reason to switch : I switched because traditional banks required in-branch visits; Greenlight handles everything digitally even if support is slower.