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Four-payments

Four

Brand: Four Technologies

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Four Software Overview

Four Technologies Company Details

Founded Year:  2018

Four is a payments platform that helps drive sales, conversions and loyalty for Retailers by offering flexible payments to their Shoppers.

Director/Founders Chaim Lever, Josh Kastel, Oren Hizkiya
Company Size 1-100 Employees

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Four Features

  • icon_check Buy Now, Pay Later (BNPL)
    Enables eligible shoppers to purchase products immediately and spread the cost across four scheduled instalments.
  • icon_check Instalment Payment Management
    Organizes purchase payments into four instalments, with the first due at checkout and the remaining three scheduled.
  • icon_check Virtual Card Management
    Generates a one-time virtual payment card that shoppers can use to complete purchases at supported online retailers.
  • icon_check Payment Scheduling
    Displays upcoming instalment dates and automatically schedules payments to help users manage their repayment obligations.
  • icon_check Automatic Payments
    Schedules future instalments automatically, helping users complete repayments without manually initiating every payment.
  • icon_check Payment Tracking
    Allows users to monitor paid amounts, outstanding balances and upcoming instalments through a centralized application.
  • icon_check Order Management
    Consolidates purchase records and order details, allowing shoppers to review their transactions within the Four app.
  • icon_check Payment Reminders
    Sends notifications before instalments are due, helping users remember payment deadlines and avoid missed payments.
  • icon_check Digital Account Management
    Enables users to create an account and manage their shopping and payment activities through a mobile application.
  • icon_check Subscription Management
    Provides an optional Four+ subscription with access to additional retailers, special offers and expanded shopping options.
  • icon_check Online Retailer Discovery
    Lets shoppers browse participating online retailers and discover products available for purchase through the application.
  • icon_check Debit / Credit Cards
    Supports debit and credit cards for paying scheduled instalments and managing outstanding purchase balances.

Four Specifications

Supported Platforms
Windows Windows iOS iOS Android Android MacOS MacOS
Devices
Desktop Desktop Mobile Mobile Tablet Tablet iPad iPad
Deployment
Cloud-Based Cloud-Based Web-Based Web-Based
Suitable For
Finance
Business Specific
Shopkeepers e-commerce Retailers
Business Size
Individual Small Business Startups SMBs SMEs
Customer Support
Email
Language
English
Training Resources
Documentation

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Terms and Condtions

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Users with registered businesses can purchase goods from merchants on the platform to satisfy their business needs. Users are not permitted to utilize any products acquired through the platform for resale, advertising, business, or further distribution.

For each purchase made, users will receive a Tax Invoice (or 'GST invoice') that includes specific details such as:

  • the GSTIN of the user associated with their registered business, and

  • the specified Entity Name for their business.

It should be noted that not all products are eligible for GST Invoice. Only the products displayed by participating sellers with the 'GST-based Invoice Available' callout on the product description page would qualify.

Certain goods and services are not eligible to get a GST Invoice, including items with VAS, i.e., Value Added Services (e.g., Total Mobile Protection/Assured Buyback) and those involving an exchange offer at the time of purchase.

Users must ensure the accuracy of the GSTIN, and business entity name provided for the GST Invoice. Requests for corrections into GST Invoice would not be accommodated by Techjockey.com or any Seller, and any issues arising from user-provided information are the sole responsibility of users.

Techjockey.com is not liable for the GST Invoice or any associated input tax credit. To efficiently claim an input tax credit, users should select the registered place of business address as per the GST authority's data and follow the provisions of the GST Act and rules.

To claim an input tax credit, the delivery and billing addresses must match. Furthermore, input tax credits will not be granted if the delivery address and GSTIN on the invoice are from different states. In case of incorrect GST details provided during the order placement, the order will be canceled automatically.