To draw a body with clothes over it, in Photoshop follow the steps given below:
We will begin with sketching the human structure.
Once we are done with the figure, we will pick a color that would act as the person’s skin tone.
Then we will choose a Round Brush with hard edges.
We should keep in mind that we are drawing clothes so they should be drawn a few inches away from the body.
Switch the brush type to Multiply and then add wrinkles, rips and stitches over the cloth to give it a realistic look.;