-
Software Categories
-
Data Backup Software
Business Accounting Software
HR Software
Designing Solutions
Food Service Management Software
Transport Management Software
Sales Force Automation Software
Data Analytics Tools
BPM Software
Collaboration Software
Cyber Security Software
- Network Security Solution
- Endpoint Security Software
- Data Security Software
- Email Security Software
- Mobile Security Software
- Password Management Software
- Identity Access Management Software
- Website Security
- VPN Software
- Antivirus Software
- Application Security Software
- Firewall Security Management Software
- Hardware Categories
- By Industry
- By Department
Hot Deals
- All Products
-
Buyer's Guide
-
Related Article
-
FAQs
27 Best Payment Gateway Software in 2020
Sort By
PayUbiz What is PayUbiz? PayUbiz is one of the best online payment gateway management software in I...
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
Zup SoftPOS What is Zup SoftPOS? Zup SoftPOS is a POS app which essentially converts any Android smart...
Starting Price₹84.00Features :Supported Platforms :Deployment :Supported Platforms :Deployment :
PayKun What is PayKun PayKun is a web-based payment gateway solution offering fast settlements, easy int...
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
Razorpay Payment Gateway What is Razorpay Payment Gateway? Razorpay Payment Gateway is a payment gateway India i...
by RazorPay
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
Airpay Payment Gateway What is Airpay Payment Gateway? Airpay is the best payment gateway India for online payment...
by Airpay
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :Supported Platforms :Deployment :
SafexPay AvantGarde What is SafexPay AvantGarde? SafexPay AvantGarde is one of the best online payment gateway ...
by Paygate
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :Supported Platforms :Deployment :
Ccavenue What is CCAvenue? CCAvenue is an online payment gateway used by businesses to streamline mo...
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
Payfunnels What is Payfunnels? Payfunnels is a robust payment management software. This software facil...
by Payfunnels
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
Bilent Kyash Kyash is a payment gateway India that is fully automated and secure system to collect cash paym...
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
Atom Paynetz What is Atom Paynetz? Atom Paynetz is a payment gateway software developed for Indian organ...
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
PayPik Payment Gateway Paypik is a best payment gateway India forAny individual or organization who wants to receive ...
by Paypik
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
BILLmanager BILLmanager is an all-in-one web hosting billing software Highly customizable automation system for ...
by ISPSystem
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :
EBS Payment Gateway What is EBS Payment Gateway? EBS payment gateway is an online payment processing platform that en...
by EBS
PRICE ON REQUESTFeatures :Supported Platforms :Deployment :Related Categories
Compare Products
Last Updated on : 30 Nov, 2020
Buyer's Guide for Top Payment Gateway
Found our list of Payment Gateway helpful? We’re here to help you make the right choice and automate your business processes. Let’s discover some of the essential factors that you must consider to make a smarter decision!
What is the Payment Gateway?
Payment gateway software is a transaction & payment processing solution with which an online business can safely manage & process payments & transactions from customers. It’s a software that allows customers to perform easy & secure online payments, for successful customer experience.
Payment gateway solution is a critical merchant service that authorizes websites to process transactions made through credit card, debit card, net banking, e-wallets or UPI. The main task of a payment gateway software is to securely transmit a customer’s sensitive credit/debit card and bank account data from the vendor website to the issuing bank and other entities involved in the transaction. Payment gateways send data pertaining to transactions to the corresponding bank and processes replies about whether a transac tion has been accepted or declined. In short, payment gateway software assists ineffective communication between businesses & banks.
An electronic payment system is a method of paying for goods and services online. Electronic devices such as computers and mobile phones are used for all financial operations. E-payment offers various modes of payment like a credit card, debit card or bank transfers.
Why Do You Need Payment Gateway Software?
Online businesses or companies with an e-commerce website need a payment gateway solution to make it easy for customers to make payments for online transactions. Such solutions are provided by e-commerce application service providers, who take the utmost care when building the software. Consequently, its security is ensured through enterprise-grade data encryption, Secure Socket Layer (SSL) protocols, Secure Electronic Transaction (SET) protocols, etc.
The world is seeing a huge rise in e-commerce technology, which has disrupted the way customers and markets are responding & buying. Online selling comes with its own challenges, one of which is to bridge the gap between a website and a buyer’s wallet. That’s where a user-friendly and flexible payment gateway software comes into the picture. To successfully & securely accept payments online, a payment gateway is a must.
Aside from e-commerce companies, payment gateways can also be used to process direct payments for e-businesses, brick and mortar stores and, bricks and clicks stores.
The benefits that a payment gateway software offers to businesses include: -
- Capability to accept & process online payments for e-commerce websites
- Accept transactions through multiple payment methods
- Multi-currency acceptance capability
- Encrypted & secure online transactions
- Avoid unauthorized transactions with fraud protection technology
- Easily manage & process customer returns & refunds
Features of Payment Gateway
A payment gateway solution is a must-have solution for businesses that dabble in online transactions. Without the best payment gateway software, successful online transactions cannot take place, period.
Debit and online Credit Card Payment Processing for Small BusinessWith this software, you can accept payments made using credit & debit cards. Supported cards include those powered by MasterCard, Visa, American Express, PayPal, RuPay and more. International transactions made using either debit/credit card can also be processed, with the help of payment gateway software.
PCI CompliancePayment Card Industry (PCI) is a worldwide information security standard that organizations handling transactions through branded credit & debit cards, must comply with. Payment gateway software solutions complies with this standard, ensuring that your compliance regulations are met, and secure transactions can be carried out on your website.
Recurring Billing GatewayFor subscription-based websites (newspapers, magazines, streaming services, SaaS), payment gateway solution offers a recurring billing payment option. The solution offers customers the chance to register their card or bank account details, from which payments will be auto-deducted on the due dates. Customers will not have to take the hassle of logging in every time a payment due date is near. The software comes with encryption and secure capabilities, which safely stores customer data and doesn’t allow it to fall into the wrong hands.
Real-Time PaymentsUsing the software, payments & transactions can be processed in real-time. In the case of gateway issues or payment failures, refunds & returns can be initiated immediately. Additionally, all concerned parties (customers, vendors, issuing banks) are informed of payment status immediately.
Fraud ProtectionThe best payment gateway software solutions come with fraud protection features, to prevent fraudulent activities and theft. These include PCI protection, SSL encryption, and other relevant systems, which ensure that transactions are protected at all costs.
Access ManagementThis feature of the software allows you to limit backend access, based on users & role. This lets you define software usability, by keeping information usage limited to main developers & shareholders, while others have access to the parts they need for effective functioning.
ReportingPayment gateway software comes with report generation capabilities. You can generate different types of transaction-based reports, taking different factors into account. It lets you compare & analyze the success & failure ratio of transactions, to identify problems & fix them.
Centralized DashboardA centralized dashboard to manage all payment & transaction-related details & features is also offered by this software. Information access is simpler using this feature.
Invoicing CapabilitiesMost payment gateway software can auto-generate invoices & bills. It saves you time in creating invoices manually and is a highly cost-effective feature for businesses.
Advantages of Payment Gateway
Without a payment gateway software, a business with an online selling component cannot effectively function. More & more customers are migrating towards online payment options and without this software, they cannot do such transactions.
Process International PaymentsTo have a global reach, online businesses need to be accessible & usable for everyone. With a payment gateway software, businesses can process online transactions made by international customers. This lets them expand their reach & have a viable global presence.
Multi-Currency CapabilityPayment gateway software supports multiple currencies i.e. you can receive payments made in currencies different from the one you work with. Common currencies such as Rupee, Dollar, Euro, Yen, etc are supported while another support for other currencies depends on different products.
Completely SecureData security is an essential function for safe online payments. Payment gateway software comes with security & encryption tools that ensure online transactions are protected from data leaks or hacks. Payment gateway software comes with PCI DSS compliance and SSL encryption, among others. There are addon fraud protection tools, all of which combined ensures that your website is holding safe transactions with customers.
Multiple Payment MethodsPayment gateway software accepts multiple types of cards including MasterCard, Visa, American Express, RuPay, and PayPal, among others. Aside from cards, payment options like net banking, UPI, e-wallets & such, can be processed using a payment gateway software.
Dispute ResolutionIn case of disputes arising due to transaction problems, you can use the software to identify the issue and come up with solutions. Dispute resolution can be done in real-time, which reduces the customer response time on tickets, emails & calls. Consequently, it improves your customer relations & streamlines the customer grievance resolution processes.
Multi-Language SupportThe software supports multiple languages, so both users & customers can perform different functions in the language they are comfortable with. Most solutions offer the commonly spoken dialects while customization allows users to add more languages that they need.
Mobile SupportYou can use the software to design a payment interface that works perfectly on mobile phones. As more and more users move to shop using mobile phones & tablets, this is an important feature to target such audiences and to allow future customers to make payments seamlessly, using their smartphones.
Autofill OTPPayment gateway software also comes with OTP autofill capability. If users allow the gateway to read SMS messages, it can read incoming OTP and autofill it during the payment checkout process. This saves your customers time & reduces the likelihood of customers abandoning the payment process.
EMI Payment SupportMany customers, while purchasing costly goods, opt for an EMI payment option. Payment gateway software solutions support the EMI payment option. It informs the website admins & the issuing bank of the EMI details so that both parties can process the payment accordingly. After successfully processing an EMI, the software generates an invoice detailing the EMI information.
How to Get the Payment Gateway Software
Any business’s longevity & success is determined through customer experience. Using a payment gateway software in India, businesses can improve customer experience & simplify payment methods. But how to know which solution to choose?
Understand the FeaturesBefore you buy payment gateway software, it’s of paramount importance that you know the various features offered by a payment gateway provider. This knowledge will help you understand how the software will allow your business to grow. Furthermore, you’ll be able to make an informed choice and pick a payment gateway software suited to your requirements.
Check with Your Web HostTake a look through your website's control panel and check if there are payment gateway options. This will lead to the quick implementation of payment gateway services to the website.
Pick Between a Director an External GatewayDirect gateways complete the payment processing within your online store by keeping customers on your site. External gateways redirect customers to a different website to process payment. Pick the type of gateway you wish to implement in your business, for maximum gains.
Check for Security FeaturesOnline transactions are at higher risk of leaks and hacks. Go for a solution that provides security features that allow customers to safely transact on your website. Check for common security measures such as PCI DSS, SSL & such, as well as ask payment gateway provider for add-on security features offered.
Test the GatewayPayment gateway software providers provide demos and free trials that allow users to check the service & test if it suits business needs. It is important to test the software beforehand, so as not to have unexpected roadblocks.
Frequently Search Software With Payment Gateway Service
API Integration
E-commerce Software Platform
Pos Machine
Pos SoftwareArticles For Payment Gateway
Payment Gateway
Razorpay Vs PayU Vs Instamojo Vs CCAvenue: The Best Indian Payment Gateways
Riya Pathak
11 Mins read
As per estimates, the value of best Indian payment gateways will grow by four times till 2025. More and more people are placing their trust in online payment methods. To capitalize on this trend, businesses should make the best payment gateways available on their site that ensure faster and safe tra...Read More
Payment Gateway
12 Best Payment Gateways in India For Secure Online PaymentsMayank Dixit
8 Mins read
As more businesses are making their presence felt online, seamless user experience has acquired a new meaning. A major step in this direction has been the advent of payment gateways which make online shopping all the more convenient for customers. Sadly, payment gateways are now the prime target of ...Read More
Payment Gateway
7 Tips to Choose the Right Payment Gateway for Your BusinessRiya Basu
6 Mins read
With the rate of online purchases increasing each day, businesses need to think of payment options beyond cash. Along with cash payment, you also need to facilitate debit or credit card transactions at your offline store and e-commerce portal. With the rising competition, the more options of payment...Read More
Payment Gateway FAQsQ1 - Which is the best payment gateway for ecommerce?
The best payment gateway for ecommerce totally depends on your requirement. For worldwide audience, integrating an international payment gateway is the best option. For local audience, popular, local payment gateway integration service is the right choice.
Q2 - How can I do payment gateway integration in Android?
One can do payment gateway integration in Android with Paytm payment integration. Debit card payment gateway integration in android can also be done with it.
Q3 - What is the Best Free Online Payment Gateway?
There is literally no payment gateway available that is completely free. One has to pay charges like setup fee, maintenance and annual fee.
Q4 - What is white label payment gateway?
White label payment gateway is a method for payment gateway that allows a company to provide services for payment processing under its name. Basically, the company can use its own 'label' above the white label
Q5 - What are the benefits of 2d payment gateway list?
There are several benefits of 2D payment gateway. Quick approval, multi-Currency, real-time transactions and fast statement are a few of them
Q6 - Which is the cheapest payment gateway?
Top 10 Payment Gateways in India
- CCAvenue
- PayUmoney
- Razorpay
- Instamojo
- EBS
- DirecPay
- Cashfree
- MobiKwik
- FonePaisa
- PayPal
- 0Payoneer
- PayTM
- Oxigen Atom payment
- CitrusPay
- Zoho Checkout
Q7 - Which is the best payment gateway for wordpress?
The best payment gateway for wordpress are PayPal and PayU. These two gateways are mostly used in wordpress.
Q8 - What is 3d payment gateway?
A 3D payment gateway is a secure process that deals with credit card payments, credit card numbers and their expiry date. The services are is available for Mastercard, Visa, and JCB.
Top Trending Products
-
Data Backup Software 
Endpoint Backup Solution 
Email Backup Software 
Saas Backup Solution 
Mobile Data Backup Software 
Data Recovery Software 
Business Accounting Software 
GST Software 
Expense Management Software 
Income Tax Software 
HR Software 
Payroll Management Software 
Attendance Management Software 
Leave Management Software 
Recruitment Management Software 
Applicant Tracking System 
Designing Solutions 
Animation Software 
Audio Editing Software 
Video Editing Software 
Photo Editing Software 
ID & Photo Printing Software 
Desktop Publishing Software 
Audio Mixing Software 
Graphic Design Software 
3D Design Software 
Website Design Software 
Interior Design Software 
3D CAD Software 
Groundwater Modeling Software 
Fashion Design Software 
CAE Software 
CAM Software 
Floor Plan Software 
Architecture Design Software 
BIM Software 
Video Making Software 
Food Service Management Software 
Canteen Management System 
Dairy Management Software 
Sabzi Mandi Software 
Catering Management Software 
Transport Management Software 
Automobile Workshop Software 
GPS Vehicle Tracking System 
Logistics Management Software 
Courier Management Software 
Petrol Pump Management Software 
Supply Chain Management Software 
Fleet Management Software 
Toll Management Software 
Parking Software 
Sales Force Automation Software 
CRM Software 
Online Reputation Management 
Contact Management Software 
Marketing Automation Software 
Loyalty Management Software 
MLM Software 
Customer Feedback Management Software 
Order Management Software 
Sales Management Software 
Survey Tools 
Lead Management Software 
Real Estate CRM 
Mobile CRM Software 
Pharma CRM Software 
Travel Agency CRM Software 
Healthcare CRM Software 
Call Center CRM Software 
Sales CRM Software 
Data Analytics Tools 
Business Intelligence Software 
Conversational AI Platform Software 
GIS software 
Speech Recognition Software 
Voice Analysis Software 
Cloud Analytics 
Predictive Analytics Software 
Stream Analytics 
Data Analysis Software 
Statistical Analysis Software 
Big Data Tools 
BPM Software 
Inventory Management Software 
Warehouse Management Software 
PLM Software 
Decision Management Software 
Robotic Process Automation Software 
Collaboration Software 
Remote Desktop Software 
Video Conferencing Software 
Web Conferencing Software 
Meeting Management Software 
Webinar Software 
Business Software During COVID-19 
Instant Messaging Software 
Cyber Security Software 
Network Security Solution 
Endpoint Security Software 
Data Security Software 
Email Security Software 
Mobile Security Software 
Password Management Software 
Identity Access Management Software 
Website Security 
VPN Software 
Antivirus Software 
Application Security Software 
Firewall Security Management Software 
Barcode Scanners 
POS Machine 
Biometric Device 
Server 
Storage Devices 
Laptops & PCs 
Printers 
Network Devices 
Micro ATM Devices 
Speakerphone 
Headset 
Agriculture 
Architecture 
Automobile 
E-Commerce 
Education 
Fashion 
Finance 
Healthcare 
Hospitality 
ITES 
Jewellery 
Legal 
Logistics 
Manufacturing 
Media House 
Pharmaceutical 
Real Estate 
Retail 
Sports & Lifestyle 
Tours and Travels 
Transportation 
Accounts
Administration
Cashier
Customer Service Support
Design
Finance
Hospitality - Tourism
Human Resources
IT
Legal
Marketing
Marketing Communication
Operations
Public Relations
Purchasing
Research & Development 
Sales
Supply Chain
Taxation
Training & Support
