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  1. Business Software

  2. Payment Gateway

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26 Best Payment Gateway Software in 2019

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PayUbiz Payment Gateway

PayUbiz What is PayUbiz?  PayUbiz is one of the best online payment gateway management software in I...

by PayU Payments

(3 reviews )

Starting Price
₹2,400.00Lifetime
Features :
  • Mobile Support
  • Online Payment
  • Invoicing
  • 4 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1236 Interested
  • 1144 Added to Cart
  • 2294 Requested Call Back
Oxigen Micro ATM Payment Gateway

Oxigen Micro ATM What is Oxigen Micro ATM? Oxigen has taken a step forward in the field of Fin...

by Oxigen

(6 reviews )

Starting Price
₹13,500.00Lifetime
Features :
  • Point of Sale
  • Revenue Management
  • Debit Card
Supported Platforms :
Deployment :
Organisation Type :
  • 1530 Interested
  • 946 Added to Cart
  • 2585 Requested Call Back
SafexPay AvantGarde Payment Gateway

SafexPay AvantGarde   AvantGarde is a electronic payment system aggregator platform having the capability of whi...

by Paygate

(2 reviews )

Starting Price
₹7,999.00Lifetime
Features :
  • Recharge Solution
  • Risk Management
  • Omni Payment Processing Platform
  • 12 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1215 Interested
  • 1044 Added to Cart
  • 2912 Requested Call Back
Bijlipay Mobile POS Payment Gateway

Bijlipay Mobile POS What is Bijlipay Mobile POS? Bijlipay Mobile POS machine is a compact and han...

by Skilworth Tech

(3 reviews )

Starting Price
₹4,500.00Lifetime
Features :
  • Multi Card
  • Multi-User
  • CRM
  • 3 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1304 Interested
  • 1143 Added to Cart
  • 2471 Requested Call Back
ePaisa Payment Gateway

ePaisa ePaisa is best payment gateway for websites and it's an easy to use mobile POS application that ...

by ePaisa

(2 reviews )

Starting Price
₹7,188.00/Month
Features :
  • Cash Management
  • Omni Payment Processing Platform
  • Invoicing
  • 9 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1205 Interested
  • 1179 Added to Cart
  • 2305 Requested Call Back
Airpay Payment Gateway Payment Gateway

Airpay Payment Gateway What is Airpay Payment Gateway?  Airpay is a payment gateway management software for online ...

by Airpay

(4 reviews )

Starting Price
₹2,500.00/Year
Features :
  • Reports
  • Loyalty Management
  • Multi Card
  • 3 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1478 Interested
  • 1034 Added to Cart
  • 2338 Requested Call Back
Payfunnels Payment Gateway

Payfunnels What is Payfunnels?  Payfunnels is a robust payment management software. This software facil...

by Payfunnels

PRICE ON REQUEST
Features :
  • Multi Currency
  • Customer Portal
  • Online Payment
  • 1 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1586 Interested
  • 1007 Added to Cart
  • 2565 Requested Call Back
BILLmanager Payment Gateway

BILLmanager BILLmanager is an all-in-one web hosting billing software Highly customizable automation system for ...

by ISPSystem

(3 reviews )

Starting Price
₹936.00/month
Features :
  • Multi Currency
  • Billing & Invoicing
  • Payment Gateway
  • 6 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1289 Interested
  • 1047 Added to Cart
  • 2929 Requested Call Back
Instamojo Payment Gateway

Instamojo

by Instamojo

PRICE ON REQUEST
Features :
  • Secured server
  • Alerts & Notifications
  • Analytics
  • 5 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1541 Interested
  • 1061 Added to Cart
  • 2089 Requested Call Back
Wepay Payment Gateway

Wepay Product details will be uploaded by brand or vendor very soon....

by Wepay

PRICE ON REQUEST
Features :
Supported Platforms :
Deployment :
Organisation Type :
  • 1512 Interested
  • 930 Added to Cart
  • 2910 Requested Call Back
Skrill Payment Gateway

Skrill Product details will be uploaded by brand or vendor very soon....

by Skrill

PRICE ON REQUEST
Features :
Supported Platforms :
Deployment :
Organisation Type :
  • 1247 Interested
  • 957 Added to Cart
  • 2722 Requested Call Back
Stripe Payment Gateway

Stripe Product details will be uploaded by brand or vendor very soon....

by STRIPE

PRICE ON REQUEST
Features :
Supported Platforms :
Deployment :
Organisation Type :
  • 1365 Interested
  • 905 Added to Cart
  • 2877 Requested Call Back
Zaakpay Payment Gateway

Zaakpay

by Zaakpay

PRICE ON REQUEST
Features :
Supported Platforms :
Deployment :
Organisation Type :
  • 1600 Interested
  • 917 Added to Cart
  • 2358 Requested Call Back
Zoho Checkout Payment Gateway

Zoho Checkout

by Zoho

PRICE ON REQUEST
Features :
Supported Platforms :
Deployment :
Organisation Type :
  • 1564 Interested
  • 995 Added to Cart
  • 2167 Requested Call Back
Payumoney Payment Gateway

Payumoney

by Naspers Group

PRICE ON REQUEST
Features :
  • Online Payment
  • Payment Gateway Integration
  • Compatibility with Different Payment Gateways
Supported Platforms :
Deployment :
Organisation Type :
  • 1352 Interested
  • 999 Added to Cart
  • 2097 Requested Call Back
PayPro Recurring Payments Payment Gateway

PayPro Recurring Payments

by Paypro Global

PRICE ON REQUEST
Features :
  • Subscription
  • Administration
  • Online Activation
Supported Platforms :
Deployment :
Organisation Type :
  • 1475 Interested
  • 907 Added to Cart
  • 2543 Requested Call Back
Razorpay online gateway Payment Gateway

Razorpay online gateway Razorpay software is one of the most secured online payment gateways as it has industry standard 100...

by RazorPay

(2 reviews )

PRICE ON REQUEST
Features :
  • API Driven
  • Secure
  • Multi Card
  • 2 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1209 Interested
  • 1197 Added to Cart
  • 2901 Requested Call Back
Ezswype EZGo Payment Gateway

Ezswype EZGo Ezswype EZGo device with BT connectivity with a mobile phone used for payment solutions can be ...

by Ezswype

(4 reviews )

PRICE ON REQUEST
Features :
  • Multi Card
  • Digital Wallet
  • Loan Report
  • 5 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1436 Interested
  • 964 Added to Cart
  • 2390 Requested Call Back
Bilent Kyash Payment Gateway

Bilent Kyash Kyash is a fully automated and secure system to collect cash payments via a country wide network of ...

by Bilent Services

(2 reviews )

PRICE ON REQUEST
Features :
  • dashboard
  • SMS Gateway
  • Payment Handling
  • 1 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1407 Interested
  • 919 Added to Cart
  • 2926 Requested Call Back
PayPik Payment Gateway Payment Gateway

PayPik Payment Gateway Any individual or organization who wants to receive online payments. Paypik is a simplified pay...

by Paypik

(3 reviews )

PRICE ON REQUEST
Features :
  • UPI Payment Solution
  • Integration
  • Digital Wallet
  • 2 More
Supported Platforms :
Deployment :
Organisation Type :
  • 1443 Interested
  • 1154 Added to Cart
  • 2027 Requested Call Back

  • Compare Now

Last Updated on : 23 Nov, 2019

Payment Gateway Buyers Guide

Buyer's Guide for Top Payment Gateway

Found our list of Payment Gateway helpful? We’re here to help you make the right choice and automate your business processes. Let’s discover some of the essential factors that you must consider to make a smarter decision!

What is Payment Gateway Software?

Payment gateway software is a payment processing solution which allows an online business to safely handle and process payment transactions from customers. It’s a software which facilitates easy & secure online payments, to foster a positive relationship with digital savvy customers. Payment gateway solution is a critical merchant service which authorises websites to process transactions made through credit card, debit card, net banking, e-wallets or UPI.  

The main task of a payment gateway software is to securely transmit a customer’s sensitive credit/debit card and bank account data from vendor website to the issuing bank and other entities involved in the transaction. Payment gateways send data pertaining to transaction to the corresponding bank and processes replies about whether a transaction has been accepted or declined. In short, payment gateway software assists in effective communication between businesses & banks.

An electronic payment system is a method of paying for goods and services online. Electronic devices such as computers and mobile phones are used for all financial operations. E-payment offers various modes of payment like credit card, debit card or bank transfers.

Why Do You Need Payment Gateway Software?

Online businesses or companies with an e-commerce website need a payment gateway solution to make it easy for customers to make payments for online transaction. Such solutions are provided by e-commerce application service providers, who take the utmost care when building the software. Consequently, its security is ensured through enterprise-grade data encryption, Secure Socket Layer (SSL) protocols, Secure Electronic Transaction (SET) protocols, etc.

The world is seeing a huge rise in e-commerce technology, which has disrupted the way customers and markets are responding & buying. Online selling comes with its own challenges, one of which is to bridge the gap between a website and a buyer’s wallet. That’s where a user-friendly and flexible payment gateway software comes into the picture. To successfully & securely accept payments online, a payment gateway is a must.

Aside from e-commerce companies, payment gateways can also be used to process direct payments for e-businesses, brick and mortar stores and, bricks and clicks stores.

The benefits that a payment gateway software offers to businesses include: -

  1. Capability to accept & process online payments for e-commerce websites
  2. Accept transactions through multiple payment methods
  3. Multi-currency acceptance capability
  4. Encrypted & secure online transactions
  5. Avoid unauthorized transactions with fraud protection technology
  6. Easily manage & process customer returns & refunds

Modules & Features of Payment Gateway Software

A payment gateway solution is a must-have solution for businesses that dabble in online transactions. Without best payment gateway software, successful online transactions cannot take place, period.

The main features of payment gateway solutions are: -

  1. Debit and online Credit Card Payment Processing for Small Business - With this software, you can accept payments made using credit & debit cards. Supported cards include those powered by MasterCard, Visa, American Express, PayPal, RuPay and more. International transactions made using either debit/credit card can also be processed, with the help of payment gateway software.
  2. PCI Compliance- Payment Card Industry (PCI) is a worldwide information security standard that organisations handling transactions through branded credit & debit cards, must comply by. Payment gateway software solutions complies with this standard, ensuring that your compliance regulations are met, and secure transactions can be carried out on your website.
  3. Recurring Billing Gateway- For subscription-based websites (newspapers, magazines, streaming services, SaaS), payment gateway solution offers a recurring billing payment option. The solution offers customers the chance to register their card or bank account details, from which payments will be auto-deducted on the due dates. Customers will not have to take the hassle of logging in every time a payment due date is near. The software comes with encryption and secure capabilities, which safely stores customer data and doesn’t allow it to fall into the wrong hands.
  4. Real-Time Payments- Using the software, payments & transactions can be processed in real time. In case of gateway issues or payment failures, refunds & returns can be initiated immediately. Additionally, all concerned parties (customers, vendor, issuing bank) are informed of payment status immediately.
  5. Fraud Protection- The best payment gateway software solutions comes with fraud protection features, to prevent fraudulent activities and theft. These include PCI protection, SSL encryption and other relevant systems, which ensure that transactions are protected at all cost.
  6. Access Management- This feature of the software allows you to limit backend access, based on users & role. This lets you define software usability, by keeping information usage limited to main developers & shareholders, while others have access to the parts they need for effective functioning.
  7. Reporting - Payment gateway software comes with report generation capabilities. You can generate different types of transaction-based reports, taking different factors into account. It lets you compare & analyse success & failure ratio of transactions, to identify problems & fix them.
  8. Centralised Dashboard- A centralised dashboard to manage all payment & transaction related details & features, is also offered by this software. Information access is simpler using this feature.
  9. Invoicing Capabilities- Most payment gateway software can auto-generate invoices & bills. It saves you time in creating invoices manually and is a highly cost-effective feature for businesses.

Advantages of Payment Gateway Software

Without a payment gateway software, a business with an online selling component cannot effectively function. More & more customers are migrating towards online payment options and without this software, they cannot do such transactions.

The key advantages of payment gateway software are: -

  1. Process International Payments- To have a global reach, online businesses need to be accessible & usable for everyone. With a payment gateway software, businesses can process online transactions made by international customers. This lets them expand their reach & have a viable global presence.
  2. Multi-Currency Capability- Payment gateway software supports multiple currencies i.e. you can receive payments made in currencies different from the one you work with. Common currencies such as Rupee, Dollar, Euro, Yen etc are supported while other support for other currencies depends on different products.
  3. Completely Secure- Data security is an essential function for safe online payments. Payment gateway software comes with security & encryption tools that ensures online transactions are protected from data leaks or hacks. Payment gateway software comes with PCI DSS compliance and SSL encryption, among others. There are addon fraud protection tools, all of which combined ensures that your website is holding safe transactions with customers.
  4. Multiple Payment Methods- Payment gateway software accepts multiple types of cards including MasterCard, Visa, American Express, RuPay and PayPal, among others. Aside from cards, payment options like netbanking, UPI, e-wallets & such, can be processed using a payment gateway software.
  5. Dispute Resolution- In case of disputes arising due to transaction problems, you can use the software to identify the issue and come up with solutions. Dispute resolution can be done in real-time, which reduces the customer response time on tickets, emails & calls. Consequently, it improves your customer relations & streamlines the customer grievance resolution processes.
  6. Multi-Language Support- The software support multiple languages, so both users & customers can perform different functions in the language they are comfortable with. Most solutions offer the commonly spoken dialects while customisation allows users to add more languages that they need.
  7. Mobile Support- You can use the software to design a payment interface that works perfectly on mobile phones. As more and more users move to shopping using mobile phones & tablets, this is an important feature to target such audiences and to allow future customers to make payments seamlessly, using their smartphones.
  8. Autofill OTP- Payment gateway software also comes with OTP autofill capability. If users allow the gateway to read SMS messages, it can read incoming OTP and autofill it during the payment checkout process. This saves your customers time & reduces the likelihood of customers abandoning the payment process.
  9. EMI Payment Support- Many customers, while purchasing costly goods, opt for an EMI payment option. Payment gateway software solutions supports EMI payment option. It informs the website admins & the issuing bank of the EMI details, so that both parties can process the payment accordingly. After successfully processing an EMI, the software generates an invoice detailing the EMI information.

Types of Payment Gateways and Banks

  1. Atom Payment Gateway
  2. Ebs Payment Gateway
  3. Ccavenue Payment Gateway
  4. HDFC Payment Gateway
  5. Paypal Payment Gateway
  6. SBI Payment Gateway
  7. Billdesk Payment Gateway
  8. Stripe Payment Gateway
  9. Payu Payment Gateway
  10. ICICI Payment Gateway
  11. Google Payment Gateway
  12. 2D Payment Gateway
  13. Shopify Payment Gateway
  14. E Payment Gateway
  15. E-commerce Payment Gateway
  16. Visa Payment Gateway
  17. Braintree Payment Gateway
  18. Cybersource Payment Gateway
  19. Global Payment Gateway
  20. Mastercard Payment Gateway
  21. Migs Payment Gateway
  22. Credit Card Payment Gateway

How to Get the Best Payment Gateway Software

Any business’s longevity & success is determined through the customer experience. Using a payment gateway software, businesses can improve the customer experience & simplify payment methods. But how to know which solution to choose?

Follow these steps to identify & buy payment gateway software that aligns with your business requirement: -

Understand the Features– Before you buy payment gateway software, it’s of paramount important that you know the various features offered by a payment gateway provider. This knowledge will help you understand how the software will allow your business to grow. Furthermore, you’ll be able to make an informed choice and pick a payment gateway software suited to your requirements.

Check with Your Web Host- Take a look through your website's control panel and check if there are payment gateway options. This will lead to quick implementation of payment gateway services to the website.

Pick Between a Direct or an External Gateway - Direct gateways complete the payment processing within your online store by keeping customers on your site. External gateways redirect customers to a different website to process payment. Pick the type of gateway you wish to implement in your business, for maximum gains.

Check for Security Features- Online transactions are at higher risk of leaks and hacks. Go for a solution that provides security features which allows customers to safely transact on your website. Check for common security measures such as PCI DSS, SSL & such, as well as ask payment gateway provider for add-on security features offered.

Test the Gateway – Payment gateway software providers provide demos and free trials which allow users to check the service & test if it suits business needs. It is important to test the software beforehand, so as not to have unexpected roadblocks.

Top 10 Payment Gateway Service Providers in India

There is a myriad of payment gateway options available so which one’s a business to choose? To help you make that decision, we’ve compiled a list of the best payment gateway software in India: -

  1. Airpay Payment Gateway
  2. PayUbiz
  3. SAFEXPAY AvantGarde
  4. Razorpay online gateway
7 Tips to Choose the Right Payment Gateway for Your Business

Payment Gateway

7 Tips to Choose the Right Payment Gateway for Your Business

author_imageRiya Basu 7 Mins read

With the rate of online purchases increasing each day, businesses need to think of payment options beyond cash. Along with cash payment, you also need to facilitate debit or credit card transactions at your offline store and e-commerce portal. With the rising competition, the more options of payment...

Read More

Payment Gateway FAQs

A. Payment gateway software is a transaction & payment processing solution with which an online business can safely manage & process payments & transactions from customers. It’s a software which allows customers to perform easy & secure online payments, for successful customer experience. 

A.  You can buy a payment gateway solution at Techjockey.com. Just reach out to us by clicking on this link.

 A. Refer our bestseller section below to find the best payment gateway provider. Additionally, you can click on this link to find payment gateway providers. 

A. When you purchase a payment gateway software, the vendor will train you in effectively using the software. 

A. There are 4 kinds of payment gateways:

Hosted: It’s an easy to setup gateway which redirects your users outside your website’s checkout page.

Pro/ Self-Hosted: These gateways collect payment details from users at your website & sends them to the gateway.

API/ Non-Hosted: Allows customers to enter their credit card information directly on your checkout page.

Direct Payment Gateway: Supports recurring billing.

A. Recurring billing refers to automated payment for specified goods or services on a prearranged schedule. Merchants have to get the cardholder’s permission one-time up front, and this service continues until the cardholder withdraws permission. Examples include cell phone bills, gym membership fees, and magazine subscriptions.

 A. Pricing differs between different payment gateway solutions. Depending on features and customisations required, pricing will vary product to product and customer to customer.

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