WaveXpay

Core Functionalities

• Multi Currency Support
  Accept payments from all over the world with different currencies
• Payment Links
  Payment processing solutions that don't require a website. payments can be made through a link by sending it via SMS, Email etc.
• Instant Settlements
  The process of settling transactions with your bank account instantly
• Dedicated Account Manager
  A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have.
• Pre-onboarding Assistance
  Helping businesses with the process of setting up a merchant account and integrating payment processing into their business.
• Branding & Customization
  The ability to customize the look and feel of the payment process to match your brand.
• Mobile Responsiveness
  Ensuring that the payment process is optimized for mobile devices.
• Guest Checkout
  Allowing customers to make purchases without creating an account.
• Split Payments
  Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such
• Automated Reconciliation
  Automatic reconciliation uses software to match transactions between your bank and accounting records, saving time and minimizing
• Dedicated POS
  Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It
• Currency Conversion
  The ability to process payments in different currencies and automatically convert them to your desired currency.
• Coupons and Offers Engine
  A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions
• Multi-Language Checkout
  The ability to process payments and display information in multiple languages.
• Store Creation
  Tools and features to create an online store within the payment gateway app
• Landing Page Creation
  The landing page creation feature in a payment gateway allows users to create custom web pages for initiating and processing
• Loyalty Management
  Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through

Payment Methods

• QR Code Based Payments
  A QR code payment method is a way to make payments using a smartphone by scanning a special type of barcode called a QR code.
• Digital Wallet
  It is an electronic device or online service that allows individuals to make electronic transactions.
• UPI
  Unified Payments Interface is an instant real-time payment system developed by NPCI to facilitate inter-bank transactions through
• Debit / Credit Cards
  Accept various payment methods, including credit cards, debit cards,
• Net Banking
  It is a convenient and secure way for customers to manage their bank accounts and perform financial transactions over the
• Buy Now, Pay Later (BNPL)
  Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them
• Cardless EMI
  Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership
• Cryptocurrency
  The ability to accept payments in cryptocurrency.
• ACH Payments
  ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer

Subscription Management

• Reccuring Payments
  Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a
• Proration
  Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle.
• Dunning
  Dunning refers to the process of communicating with customers to collect overdue payments.

Administrative Features

• Invoice Generation
  Automatically creates invoices for transactions, saving time and reducing errors. It includes all necessary details such as the
• Reporting & Analytics
  Tools that allow merchants to track their payment activity, generate reports, and gain insights into their sales data.
• Merchant Portal
  A web interface that allows merchants to manage their payment accounts, view transactions, and access other features.
• User Access Management
  User, role, and access management in a payment gateway are ways to control who can access what features and data in the system
• Tax Management
  Tax management involves automatically calculating, applying, and handling taxes during transactions.

Security Features

• PCI DSS Compliance
  Ensures a business adheres to Payment Card Industry Data Security Standards to protect cardholder information.
• Fraud Detection & Prevention
  Systems that analyze transactions for suspicious patterns to identify and block fraudulent activity.
• Tokenization
  Replaces sensitive data (like credit card numbers) with a unique identifier (token) for secure storage and processing.
• Two-Factor Authentication (2FA)
  Two-factor authentication in a payment gateway adds an extra layer of security by requiring users to verify their identity
• Multi-Factor Authentication (MFA)
  Multi-Factor Authentication (MFA) refers to an authentication process that requires two or more verification factors to gain
• Risk Management
  Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing
• Automatic Device Recognition
  Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate

Integrations Supported

• API Integration
  Integrating an API into a payment gateway platform connects your website or app to securely process payments, handle
• Third Party Integration
  Integrating a 3rd party plugin into a payment gateway platform allows you to accept payments directly on your site without
• POS Integration
  A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer
• SDK Integration
  SDK integration in a payment gateway platform involves incorporating the payment gateway's software development kit (SDK) into
• E-Commerce Integration
  E-commerce integration in a payment gateway platform means connecting the payment system with an online store.
• CRM Integration
  CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data
• Order Management
  Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's

Alerts & Notifications

• Downtime Alerts
  A message that tells you when the payment system is not working or is down. It helps you know immediately when there’s a
• Transaction Notifications
  Tells you about transactions happening on your system, such as when a payment is successful or fails.
• Security Alerts
  An alert that warns you about potential security threats, such as suspicious activities or attempts to hack into the system.
• Discrepancy Alerts
  A notification that notifies you when there are inconsistencies or mismatches in transaction details, such as differences in
• Custom Event Notifications
  Personalized messages set up to alert you about specific events or actions that you consider important, such as a high-value