Touras

Core Functionalities

• Dedicated Account Manager
  A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have.
• Pre-onboarding Assistance
  Helping businesses with the process of setting up a merchant account and integrating payment processing into their business.
• Branding & Customization
  The ability to customize the look and feel of the payment process to match your brand.
• Mobile Responsiveness
  Ensuring that the payment process is optimized for mobile devices.
• Payment Links
  Payment processing solutions that don't require a website. payments can be made through a link by sending it via SMS, Email etc.
• Guest Checkout
  Allowing customers to make purchases without creating an account.
• Landing Page Creation
  The landing page creation feature in a payment gateway allows users to create custom web pages for initiating and processing
• Split Payments
  Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such
• Automated Reconciliation
  Automatic reconciliation uses software to match transactions between your bank and accounting records, saving time and minimizing
• Dedicated POS
  Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It
• Multi Currency Support
  Accept payments from all over the world with different currencies
• Currency Conversion
  The ability to process payments in different currencies and automatically convert them to your desired currency.
• Coupons and Offers Engine
  A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions
• Multi-Language Checkout
  The ability to process payments and display information in multiple languages.
• Store Creation
  Tools and features to create an online store within the payment gateway app
• Instant Settlements
  The process of settling transactions with your bank account instantly
• Loyalty Management
  Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through

Payment Methods

• QR Code Based Payments
  Accept payments via static or dynamic QR codes.
• Digital Wallet
  Support wallet-based transactions like Paytm, PhonePe, etc.
• UPI
  Pay or collect directly via Unified Payments Interface.
• Debit / Credit Cards
  Accept Visa, Mastercard, Rupay, and other cards.
• Net Banking
  Payments via bank internet banking.
• Cardless EMI
  Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership
• Buy Now, Pay Later (BNPL)
  Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them
• Cryptocurrency
  The ability to accept payments in cryptocurrency.
• ACH Payments
  ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer

Subscription Management

• Reccuring Payments
  Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a
• Proration
  Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle.
• Dunning
  Dunning refers to the process of communicating with customers to collect overdue payments.

Administrative Features

• Reporting & Analytics
  Track performance with detailed MIS and insights.
• User Access Management
  Control permissions for different user roles.
• Merchant Portal
  Central dashboard to manage payments, reports, and users.
• Tax Management
  Tax management involves automatically calculating, applying, and handling taxes during transactions.
• Invoice Generation
  Automatically creates invoices for transactions, saving time and reducing errors. It includes all necessary details such as the

Security Features

• Multi-Factor Authentication (MFA)
  Strengthen logins with additional verification.
• Two-Factor Authentication (2FA)
  OTP or app-based security for logins/payments.
• PCI DSS Compliance
  Fully certified for secure card transactions.
• Tokenization
  Securely replace sensitive card data with unique tokens.
• Fraud Detection & Prevention
  Systems that analyze transactions for suspicious patterns to identify and block fraudulent activity.
• Risk Management
  Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing
• Automatic Device Recognition
  Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate

Integrations Supported

• CRM Integration
  Connect payments with customer relationship tools.
• API Integration
  Use API endpoints to plug Touras into any platform.
• E-Commerce Integration
  Compatible with major e-commerce platforms.
• SDK Integration
  SDK integration in a payment gateway platform involves incorporating the payment gateway's software development kit (SDK) into
• Third Party Integration
  Integrating a 3rd party plugin into a payment gateway platform allows you to accept payments directly on your site without
• Order Management
  Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's
• POS Integration
  A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer

Alerts & Notifications

• Downtime Alerts
  Get notified of service interruptions.
• Transaction Notifications
  Receive instant updates on payments.
• Security Alerts
  Prompt warnings for suspicious activities.
• Discrepancy Alerts
  Alerts for mismatched or failed reconciliations.
• Custom Event Notifications
  Set personalized triggers for key events.

Others

• ISO 27001 Certified
  The platform is ISO certified with all major security features.
• Reseller/Partner Portal
  Manage the Portal for your resellers and partner users.
• Role-Based Access Control (RBAC)
  Manage users seamlessly and with configuration ease.
• Digital Onboarding
  Get onboarded seamlessly using a digital onboarding platform.