airpay

Core Functionalities

• Multi Currency Support
  Accept payments in multiple currencies worldwide
• Currency Conversion
  Automatically convert payments to the desired currency.
• Instant Settlements
  Funds are transferred to your account quickly, often next-day.
• Automated Reconciliation
  Matches payments with invoices automatically for easy accounting.
• Payment Links
  Generate links for easy online payments via email, SMS, or chat
• Split Payments
  Distribute payments among multiple accounts or vendors seamlessly
• Dedicated POS
  Provides point-of-sale solutions for in-store transactions
• Mobile Responsiveness
  Fully optimized for mobile devices for smooth transactions
• Loyalty Management
  Integrate loyalty programs for repeat customers
• Branding & Customization
  Customize payment pages to match your brand identity
• Pre-onboarding Assistance
  Helping businesses with the process of setting up a merchant account and integrating payment processing into their business.
• Coupons and Offers Engine
  A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions
• Guest Checkout
  Allowing customers to make purchases without creating an account.
• Multi-Language Checkout
  The ability to process payments and display information in multiple languages.
• Store Creation
  Tools and features to create an online store within the payment gateway app
• Landing Page Creation
  The landing page creation feature in a payment gateway allows users to create custom web pages for initiating and processing
• Dedicated Account Manager
  A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have.

Payment Methods

• QR Code Based Payments
  Accept payments via scanned QR codes.
• Digital Wallet
  Supports popular wallets like Paytm, PhonePe, and more.
• UPI
  Collect payments via UPI apps including Google Pay and BHIM.
• Debit / Credit Cards
  Accept Visa, Mastercard, RuPay, and other card payments.
• Net Banking
  Enable payments directly from customers’ bank accounts.
• Buy Now, Pay Later (BNPL)
  Allow customers to pay later with BNPL options.
• Cardless EMI
  Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership
• Cryptocurrency
  The ability to accept payments in cryptocurrency.
• ACH Payments
  ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer

Subscription Management

• Reccuring Payments
  Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a
• Proration
  Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle.
• Dunning
  Dunning refers to the process of communicating with customers to collect overdue payments.

Administrative Features

• Reporting & Analytics
  Access detailed reports and insights on transactions.
• Tax Management
  Automatically calculate and apply taxes during transactions
• Invoice Generation
  Generate invoices for payments automatically
• Merchant Portal
  Centralized dashboard for managing accounts and transactions.
• User Access Management
  Control access and permissions for multiple users.

Security Features

• Risk Management
  Protects against fraudulent activities and transaction risks.
• PCI DSS Compliance
  Ensures payment data security according to global standards.
• Fraud Detection & Prevention
  Detects suspicious activities to prevent fraud
• Two-Factor Authentication (2FA)
  Adds an extra layer of security for logins
• Multi-Factor Authentication (MFA)
  Enhances account security using multiple verification methods.
• Tokenization
  Protects sensitive card data by replacing it with secure tokens
• Automatic Device Recognition
  Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate

Integrations Supported

• SDK Integration
  Easy integration with mobile and web applications
• API Integration
  Connect with custom systems using APIs
• Third Party Integration
  Compatible with external software and services.
• E-Commerce Integration
  Integrates seamlessly with online stores and shopping platforms.
• POS Integration
  Works with existing point-of-sale systems.
• CRM Integration
  CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data
• Order Management
  Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's

Alerts & Notifications

• Security Alerts
  Notifies users of potential security issues.
• Transaction Notifications
  Updates on successful or failed transactions
• Downtime Alerts
  Alerts users when the system is unavailable
• Discrepancy Alerts
  Notifies users of payment mismatches or errors.
• Custom Event Notifications
  Personalized messages set up to alert you about specific events or actions that you consider important, such as a high-value

Others

• Automatic Failover
  Ensures uninterrupted service in case of failures.
• Smart Dynamic Routing
  Optimizes payment routing for faster and reliable processing.