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Brand : Razorpay Software Pvt. Ltd.
4.3 
30 Ratings & 30 Reviews
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Save upto 18%, Get GST Invoice on your business purchase | 
Users with registered businesses can purchase goods from merchants on the platform to satisfy their business needs. Users are not permitted to utilize any products acquired through the platform for resale, advertising, business, or further distribution.
For each purchase made, users will receive a Tax Invoice (or 'GST invoice') that includes specific details such as:
the GSTIN of the user associated with their registered business, and
the specified Entity Name for their business.
It should be noted that not all products are eligible for GST Invoice. Only the products displayed by participating sellers with the 'GST-based Invoice Available' callout on the product description page would qualify.
Certain goods and services are not eligible to get a GST Invoice, including items with VAS, i.e., Value Added Services (e.g., Total Mobile Protection/Assured Buyback) and those involving an exchange offer at the time of purchase.
Users must ensure the accuracy of the GSTIN, and business entity name provided for the GST Invoice. Requests for corrections into GST Invoice would not be accommodated by Techjockey.com or any Seller, and any issues arising from user-provided information are the sole responsibility of users.
Techjockey.com is not liable for the GST Invoice or any associated input tax credit. To efficiently claim an input tax credit, users should select the registered place of business address as per the GST authority's data and follow the provisions of the GST Act and rules.
To claim an input tax credit, the delivery and billing addresses must match. Furthermore, input tax credits will not be granted if the delivery address and GSTIN on the invoice are from different states. In case of incorrect GST details provided during the order placement, the order will be canceled automatically.
Buy Now & Pay Later, Check offer on payment page. Razorpay Payment Gateway helps businesses accept and process payments online. It makes it easy and safe for people to pay for things they buy on websites or apps. ...Read more
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Core Functionalities
Dedicated POS Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It Multi Currency Support Accept payments from all over the world with different currencies Multi-Language Checkout The ability to process payments and display information in multiple languages. Split Payments Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such Loyalty Management Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through Pre-onboarding Assistance Helping businesses with the process of setting up a merchant account and integrating payment processing into their business. Branding & Customization The ability to customize the look and feel of the payment process to match your brand. Currency Conversion The ability to process payments in different currencies and automatically convert them to your desired currency. Coupons and Offers Engine A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions Mobile Responsiveness Ensuring that the payment process is optimized for mobile devices. Payment Links Payment processing solutions that don't require a website. payments can be made through a link by sending it via SMS, Email etc. Guest Checkout Allowing customers to make purchases without creating an account. Store Creation Tools and features to create an online store within the payment gateway app Landing Page Creation The landing page creation feature in a payment gateway allows users to create custom web pages for initiating and processing Automated Reconciliation Automatic reconciliation uses software to match transactions between your bank and accounting records, saving time and minimizing Instant Settlements The process of settling transactions with your bank account instantly Dedicated Account Manager A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have. Payment Methods
QR Code Based Payments A QR code payment method is a way to make payments using a smartphone by scanning a special type of barcode called a QR code. UPI Unified Payments Interface is an instant real-time payment system developed by NPCI to facilitate inter-bank transactions through Debit / Credit Cards Accept various payment methods, including credit cards, debit cards, Net Banking It is a convenient and secure way for customers to manage their bank accounts and perform financial transactions over the Cardless EMI Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership Buy Now, Pay Later (BNPL) Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them Digital Wallet The app allows you to accept and disburse payments over eight digital wallets, such as Mobikwik, Airtel Money, Ola Money, Cryptocurrency The ability to accept payments in cryptocurrency. ACH Payments ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer Subscription Management
Reccuring Payments Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a Proration Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle. Dunning Dunning refers to the process of communicating with customers to collect overdue payments. Administrative Features
Invoice Generation Automatically creates invoices for transactions, saving time and reducing errors. It includes all necessary details such as the Reporting & Analytics Tools that allow merchants to track their payment activity, generate reports, and gain insights into their sales data. User Access Management User, role, and access management in a payment gateway are ways to control who can access what features and data in the system Merchant Portal A web interface that allows merchants to manage their payment accounts, view transactions, and access other features. Tax Management Tax management involves automatically calculating, applying, and handling taxes during transactions. Security Features
Risk Management Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing Two-Factor Authentication (2FA) Two-factor authentication in a payment gateway adds an extra layer of security by requiring users to verify their identity PCI DSS Compliance Ensures a business adheres to Payment Card Industry Data Security Standards to protect cardholder information. Fraud Detection & Prevention Systems that analyze transactions for suspicious patterns to identify and block fraudulent activity. Tokenization Replaces sensitive data (like credit card numbers) with a unique identifier (token) for secure storage and processing. Multi-Factor Authentication (MFA) Multi-Factor Authentication (MFA) refers to an authentication process that requires two or more verification factors to gain Automatic Device Recognition Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate Integrations Supported
Third Party Integration Integrating a 3rd party plugin into a payment gateway platform allows you to accept payments directly on your site without API Integration Build your business for scale with our complete API-driven automation that requires zero manual intervention. Order Management Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's CRM Integration CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data E-Commerce Integration E-commerce integration in a payment gateway platform means connecting the payment system with an online store. POS Integration A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer SDK Integration SDK integration in a payment gateway platform involves incorporating the payment gateway's software development kit (SDK) into Alerts & Notifications
Security Alerts An alert that warns you about potential security threats, such as suspicious activities or attempts to hack into the system. Downtime Alerts A message that tells you when the payment system is not working or is down. It helps you know immediately when there’s a Transaction Notifications Tells you about transactions happening on your system, such as when a payment is successful or fails. Discrepancy Alerts A notification that notifies you when there are inconsistencies or mismatches in transaction details, such as differences in Custom Event Notifications Personalized messages set up to alert you about specific events or actions that you consider important, such as a high-value Others
Flash Checkout Flash Checkout is a streamlined checkout experience designed to minimize steps without being redirected to a separate payment
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Pros
“Settlement support is excellent. Discrepancies are investigated with clear audit documentation. The team proactively shares settlement reports when irregularities are detected.” Jaskirat - Aug 22, 2026
“Payment processing with Razorpay is a breeze. It supports many payment options like credit cards, wallets, UPI, and net banking, making it very versatile.” Manish Rawat - Jun 20, 2024
“Razorpay provides clear and immediate receipts, timely responses, and easy money transfers.” Ramesh Kumar - Jun 12, 2024
Cons
“The mobile dashboard app could use significant improvement. The desktop experience is substantially better.” Naman - Aug 22, 2026
“Would appreciate a dedicated account manager contact for businesses at our scale a little earlier in the relationship.” Jaskirat - Aug 22, 2026
“The dashboard may take some time for new team members to get familiar with, particularly those without prior experience using payment gateway platforms.” Hanshika - Aug 22, 2026
“Razorpay Review 2024 Fees Features Pros Cons Sign Up Process”
4.9
Review by: The Inventar
“Best Indian Payment Gateway Complete Setup Walkthrough Razorpay Review”
4.5
Review by: Sorav Jain
“Razorpay Payment Gateway Review First Impressions by DigitalDeepak”
4.4
Review by: Digital Deepak
Verified reviewer:
Founder, Defense & Space
2-100 Employees
Reviewed on: Aug 22, 2026
Verified reviewer:
Manager, Retail
101-500 Employees
Reviewed on: Aug 22, 2026
Verified reviewer:
Chief Technology Officer, SAAS
2-100 Employees
Reviewed on: Aug 22, 2026
| Brand Name | Razorpay Software Pvt. Ltd. |
| Information | Razorpay is India’s first full-stack financial solutions company. We are on a mission to enhance the payment experience of over 300 million end consumers. And in doing so, we aim to enable Indian businesses - big and small - accept payments digitally with minimal effort and maximum ease. |
| Founded Year | 2013 |
| Director/Founders | Harshil Mathur / Shashank Kumar |
| Company Size | 1000+ Employees |
| Other Products | Razorpay POS |
Both Razorpay and Google Pay are payment apps, but Razorpay is designed for businesses, and Google Pay is intended for private users. Razorpay provides several payment options, global support, and a payment monitoring dashboard. Whereas the main features of Google Pay are Sending money, receiving rewards, and contactless payments.
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