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Brand : Xsilica Software Solutions
4.0 
5 Ratings & 5 Reviews
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Save upto 28%, Get GST Invoice on your business purchase | 
Users with registered businesses can purchase goods from merchants on the platform to satisfy their business needs. Users are not permitted to utilize any products acquired through the platform for resale, advertising, business, or further distribution.
For each purchase made, users will receive a Tax Invoice (or 'GST invoice') that includes specific details such as:
the GSTIN of the user associated with their registered business, and
the specified Entity Name for their business.
It should be noted that not all products are eligible for GST Invoice. Only the products displayed by participating sellers with the 'GST-based Invoice Available' callout on the product description page would qualify.
Certain goods and services are not eligible to get a GST Invoice, including items with VAS, i.e., Value Added Services (e.g., Total Mobile Protection/Assured Buyback) and those involving an exchange offer at the time of purchase.
Users must ensure the accuracy of the GSTIN, and business entity name provided for the GST Invoice. Requests for corrections into GST Invoice would not be accommodated by Techjockey.com or any Seller, and any issues arising from user-provided information are the sole responsibility of users.
Techjockey.com is not liable for the GST Invoice or any associated input tax credit. To efficiently claim an input tax credit, users should select the registered place of business address as per the GST authority's data and follow the provisions of the GST Act and rules.
To claim an input tax credit, the delivery and billing addresses must match. Furthermore, input tax credits will not be granted if the delivery address and GSTIN on the invoice are from different states. In case of incorrect GST details provided during the order placement, the order will be canceled automatically.
Buy Now & Pay Later, Check offer on payment page. Make payments easy with PayG Payment Gateway, featuring options like fee collection, donations, insurance premiums, and more. ...Read more
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Payment Methods
UPI Unified Payments Interface is an instant real-time payment system developed by NPCI to facilitate inter-bank transactions through Debit / Credit Cards Accept various payment methods, including credit cards, debit cards, Net Banking It is a convenient and secure way for customers to manage their bank accounts and perform financial transactions over the Digital Wallet It is an electronic device or online service that allows individuals to make electronic transactions. Cardless EMI Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership Buy Now, Pay Later (BNPL) Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them QR Code Based Payments A QR code payment method is a way to make payments using a smartphone by scanning a special type of barcode called a QR code. Cryptocurrency The ability to accept payments in cryptocurrency. ACH Payments ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer Core Functionalities
Multi Currency Support Accept payments from all over the world with different currencies Pre-onboarding Assistance Helping businesses with the process of setting up a merchant account and integrating payment processing into their business. Currency Conversion The ability to process payments in different currencies and automatically convert them to your desired currency. Mobile Responsiveness Ensuring that the payment process is optimized for mobile devices. Payment Links Payment processing solutions that don't require a website. payments can be made through a link by sending it via SMS, Email etc. Guest Checkout Allowing customers to make purchases without creating an account. Multi-Language Checkout The ability to process payments and display information in multiple languages. Store Creation Tools and features to create an online store within the payment gateway app Split Payments Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such Instant Settlements The process of settling transactions with your bank account instantly Dedicated Account Manager A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have. Automated Reconciliation Automatic reconciliation uses software to match transactions between your bank and accounting records, saving time and minimizing Dedicated POS Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It Branding & Customization The ability to customize the look and feel of the payment process to match your brand. Coupons and Offers Engine A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions Landing Page Creation The landing page creation feature in a payment gateway allows users to create custom web pages for initiating and processing Loyalty Management Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through Administrative Features
Reporting & Analytics Tools that allow merchants to track their payment activity, generate reports, and gain insights into their sales data. Merchant Portal A web interface that allows merchants to manage their payment accounts, view transactions, and access other features. Invoice Generation Automatically creates invoices for transactions, saving time and reducing errors. It includes all necessary details such as the User Access Management User, role, and access management in a payment gateway are ways to control who can access what features and data in the system Tax Management Tax management involves automatically calculating, applying, and handling taxes during transactions. Subscription Management
Reccuring Payments Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a Proration Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle. Dunning Dunning refers to the process of communicating with customers to collect overdue payments. Integrations Supported
API Integration Integrating an API into a payment gateway platform connects your website or app to securely process payments, handle SDK Integration SDK integration in a payment gateway platform involves incorporating the payment gateway's software development kit (SDK) into E-Commerce Integration E-commerce integration in a payment gateway platform means connecting the payment system with an online store. Third Party Integration Integrating a 3rd party plugin into a payment gateway platform allows you to accept payments directly on your site without CRM Integration CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data POS Integration A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer Order Management Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's Security Features
PCI DSS Compliance Ensures a business adheres to Payment Card Industry Data Security Standards to protect cardholder information. Fraud Detection & Prevention Systems that analyze transactions for suspicious patterns to identify and block fraudulent activity. Two-Factor Authentication (2FA) Two-factor authentication in a payment gateway adds an extra layer of security by requiring users to verify their identity Risk Management Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing Tokenization Replaces sensitive data (like credit card numbers) with a unique identifier (token) for secure storage and processing. Multi-Factor Authentication (MFA) Multi-Factor Authentication (MFA) refers to an authentication process that requires two or more verification factors to gain Automatic Device Recognition Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate Alerts & Notifications
Downtime Alerts A message that tells you when the payment system is not working or is down. It helps you know immediately when there’s a Transaction Notifications Tells you about transactions happening on your system, such as when a payment is successful or fails. Security Alerts An alert that warns you about potential security threats, such as suspicious activities or attempts to hack into the system. Discrepancy Alerts A notification that notifies you when there are inconsistencies or mismatches in transaction details, such as differences in Custom Event Notifications Personalized messages set up to alert you about specific events or actions that you consider important, such as a high-value
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Pros
“Sorry to say but worst services and the worst payment gateway.” AreoHost - Nov 18, 2023
“They have integrated a payment gateway with Apple Pay which is very innovative and helps keep users safe.” Lakshmi Narayana - Dec 10, 2021
“I was looking to integrate a payment gateway into my site, so I researched and found PayG. Payment gateways can be difficult to set up, but PayG made the process super easy!” Dharam Pal - Oct 28, 2021
Cons
“These guys will steal your money. Don't use this payment gateway for your business.” AreoHost - Nov 18, 2023
Verified reviewer:
Administrator, E-commerce
2-100 Employees
Software user since: 6-12 months
Reviewed on: Oct 28, 2021
Verified reviewer:
Administrator, Logistics and Supply Chain
2-100 Employees
Software user since: 6-12 months
Reviewed on: Feb 26, 2021
Verified reviewer:
Manager, Hospitality
2-100 Employees
Software user since: 6-12 months
Reviewed on: Dec 10, 2021
| Brand Name | Xsilica Software Solutions |
| Information | PayG is the best payment gateway to accept online payments with minimal development effort, easy sign-up, and quick onboarding process. You can start accepting payments securely and seamlessly within your iOS Android or Windows app, within minutes, with our 100% online hassle free onboarding process |
| Founded Year | 2020 |
| Director/Founders | Y S Prabhu Kumar(CEO), Narendra Singh Solanki(CTO) |
| Company Size | 1-100 Employees |
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