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GoldKhata

Brand: GoldKhata

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GoldKhata is cloud-based gold loan management software built for Indian gold loan firms, pawnbrokers and girvi businesses. It was created inside a real pawnbroking firm running for 20 years in Karnataka — so it works the way a gold loan counter actually works. Manage the complete loan lifecycl...

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Starting Price
₹499 excl.GST
₹ 589 incl. GST

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Starting at ₹499

GoldKhata Software Overview

GoldKhata is cloud-based gold loan management software built for Indian gold loan firms, pawnbrokers and girvi businesses. It was created inside a real pawnbroking firm running for 20 years in Karnataka — so it works the way a gold loan counter actually works.

Manage the complete loan lifecycle: create pledges with ornament photos and gold valuation, calculate interest exactly like your register (monthly rounding with compounding), print pledge cards on your letterhead, maintain statutory registers, send final/auction notices, and close loans with a single close-and-release step.

Key features:
• Runs on any phone, tablet or computer — no installation
• Interest calculated by your register method
• WhatsApp automation from your own number — payment receipts, due reminders, weekly gold-rate broadcast
• Statutory registers and reports, inspection-ready
• Excel import of your existing registers; one-tap full Excel export — no lock-in
• Nightly encrypted off-site backups
• Multi-branch support with staff roles
• Optional jewellery counter module with GST billing

Every firm gets its own subdomain (yourfirm.goldkhata.com) and a 30-day free trial with free onboarding — we migrate your registers import. 

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GoldKhata Pricing & Plans

Starter

Calculated Price

499 Exclusive of all taxes
    • Quantity

      Quantity
      Quantity
    • Monthly

      Monthly
      Monthly

Key Features

  • Gold loans, customers, payments

  • Interest exactly by your register method

  • Pledge cards, ledgers, delivery register

  • Daily reports and one-tap Excel export

Pro

Calculated Price

699 Exclusive of all taxes
    • Quantity

      Quantity
      Quantity
    • Monthly

      Monthly
      Monthly

Key Features

  • Everything in Starter

  • WhatsApp — receipts, reminders

  • Two-way WhatsApp inbox

  • Live gold rate auto-update

Advanced

Calculated Price

999 Exclusive of all taxes
    • Quantity

      Quantity
      Quantity
    • Monthly

      Monthly
      Monthly

Key Features

  • Everything in Pro

  • Weekly rate broadcast & bulk WhatsApp campaigns

  • Multiple branches, one dashboard

  • Jewellery sales counter — billing and quotations

  • Owner's Control Room

GoldKhata Features

  • icon_check Gold SIP
    Automates daily, weekly, or monthly gold savings from small amounts.
  • icon_check Buy & Sell Gold
    Purchases and redeems digital gold at live market prices.
  • icon_check Portfolio Dashboard
    Tracks gold holdings, investment value, and transaction history.
  • icon_check Secure Gold Storage
    Stores purchased gold in fully insured and secure vaults.
  • icon_check Transaction History
    Maintains complete records of purchases, sales, and savings.
  • icon_check Investment Calculator
    Estimates future gold value based on contribution amounts
  • icon_check Referral Program
    Rewards users for referring friends to the platform.
  • icon_check UPI Payments
    Supports secure payments through UPI and digital payment methods.
  • icon_check Multi-Payment Options
    Accepts bank transfers, cards, and digital payment methods.
  • icon_check Account Management
    Manages user profiles, preferences, and investment settings.
  • icon_check Real-Time Notifications
    Sends alerts for transactions, savings, and account activity.
  • icon_check Data Security
    Protects user information with encrypted security measures.
  • icon_check Loan Management
    Complete gold loan lifecycle — create pledges with ornament photos and gold valuation, track outstanding, renew, part-pay, and

GoldKhata Specifications

Supported Platforms
Windows Windows MacOS MacOS
Devices
Desktop Desktop
Deployment
Cloud-Based Cloud-Based
Suitable For
All Industries
Business Specific
Loan
Business Size
Small Business Medium Business SMBs SMEs
Customer Support
Email
Language
English
Training Resources
Live Online

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GoldKhata Review

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Terms and Condtions

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Users with registered businesses can purchase goods from merchants on the platform to satisfy their business needs. Users are not permitted to utilize any products acquired through the platform for resale, advertising, business, or further distribution.

For each purchase made, users will receive a Tax Invoice (or 'GST invoice') that includes specific details such as:

  • the GSTIN of the user associated with their registered business, and

  • the specified Entity Name for their business.

It should be noted that not all products are eligible for GST Invoice. Only the products displayed by participating sellers with the 'GST-based Invoice Available' callout on the product description page would qualify.

Certain goods and services are not eligible to get a GST Invoice, including items with VAS, i.e., Value Added Services (e.g., Total Mobile Protection/Assured Buyback) and those involving an exchange offer at the time of purchase.

Users must ensure the accuracy of the GSTIN, and business entity name provided for the GST Invoice. Requests for corrections into GST Invoice would not be accommodated by Techjockey.com or any Seller, and any issues arising from user-provided information are the sole responsibility of users.

Techjockey.com is not liable for the GST Invoice or any associated input tax credit. To efficiently claim an input tax credit, users should select the registered place of business address as per the GST authority's data and follow the provisions of the GST Act and rules.

To claim an input tax credit, the delivery and billing addresses must match. Furthermore, input tax credits will not be granted if the delivery address and GSTIN on the invoice are from different states. In case of incorrect GST details provided during the order placement, the order will be canceled automatically.