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A:
To model category-wise UPI headroom, analyze past data to identify high-value categories like insurance and debt repayment, then establish a "potential spend" benchmark for each category based on historical trends and category-specific UPI limit changes by the National Payments Corporation of India (NPCI). Your dashboard should visualize current spend against this benchmark and highlight categories approaching limits, providing insights into remaining spending capacity and enabling strategic planning for businesses and users.
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