What alerts should finance teams enable in mobile app checkout to watch daily aggregate UPI usage for real estate token amounts transactions?

Configure the engine to map real estate token plans/charges to the correct RBI/NPCI UPI purpose code in its product/payment settings.

When generating the UPI intent/collect request, auto-attach this purpose code into the transaction metadata sent to the PSP/gateway.

Persist the tagged code on the invoice, payment record, and settlement entries, and expose it in exports/reports to simplify audits and regulatory checks.

At the time of initiation, the engine should check the transaction category and amount against a real-time UPI limit master for Real Estate Token payments.

If eligible for a higher cap, it should show a dynamic in-app/checkout message confirming the enhanced limit before UPI intent creation.

This check for eligibility needs to be API-driven, configuration-controlled, and audit-logged for compliance.

Set a retry policy with exponential backoff and a strict max retry count per UPI token transaction (e.g., 3–5 retries).

Drive throttling from p95 latency, timeout, and error-rate metrics from the gateway/UPI PSP, when thresholds breach, auto-reduce parallel calls.

Add a circuit breaker that temporarily blocks new retries, queues pending requests, and raises alerts to ops/finance until latency stabilises.

The POS should, at payment initiation, check the transaction type and amount against a real-time UPI limit table for real estate token payments.

If eligible, it must display an on-screen banner/toast saying the payment qualifies for an enhanced UPI cap before the customer confirms.

This decision and message should be driven by config/API flags and logged with the transaction for audit.

Configure an exponential backoff retry policy with a hard max retry cap per token transaction (e.g., 3 attempts).

Link throttling to real-time latency and error-rate thresholds from the UPI gateway.

When thresholds breach, auto-reduce concurrency and activate a circuit breaker to pause retries and queue requests.