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Plastiq

Brand: Plastiq

  • 4.2

  • 5 Ratings

Plastiq offers flexible payment solutions, streamlines cash flow, and enhances financial control with credit cards.

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Plastiq Software Overview

What is Plastiq?

Plastiq is a financial management platform that simplifies payments and cash flow management for businesses. It allows users to make payments using credit cards even when vendors don’t typically accept card payments and access short-term financing, offering flexibility and control over financial operations. The platform features a user-friendly dashboard for managing payments, syncing accounts payable, and integrating with various financial systems.

Plastiq inouts the credit card info and bill details. It pays vendors, charging your card. Key features include zero merchant fees on payments, seamless accounts payable integration, embedded payment solutions, and robust security with PCI compliance and encryption. It uses bank-grade security, military-grade encryption, and industry-best risk analysis to ensure business protection and data privacy using tokenization.

Why Choose Plastiq Software?

  • Cash Flow Management: Credit cards are used for payments, extending cash flow, and delaying outflows to better manage financial timing.
  • Easy Payments: Simplify accounts payable with automatic syncing and processing, reducing administrative overhead and enhancing efficiency.
  • Flexible Financing: Access short-term financing through credit cards, improving liquidity and providing financial flexibility for unexpected expenses or opportunities.
  • Zero Merchant Fees: Enjoy zero merchant fees on incoming payments, preserving margins and reducing operational costs.
  • Security: Benefit from top-tier security with PCI compliance and encryption, ensuring the safety of sensitive financial data.

Benefits of Plastiq Platform

  • Improved Cash Flow: Delay credit card payments to extend cash flow and manage finances effectively.
  • Easy Payments: Automate accounts payable processes, reducing manual effort and streamlining payment management.
  • Access to Financing: Utilize short-term credit for flexibility in managing expenses and seizing business opportunities.
  • o fees: Zero merchant fees on payments help maintain higher profit margins and lower operational costs.
  • Top Security: Ensure financial data safety with PCI compliance and advanced encryption technologies for robust protection.

Pricing of Plastiq

Plastiq price details are available on request at techjockey.com.

Its price in India may vary based on factors like customization, additional features required, the number of users, and the deployment type. Please request a call back for subscription-related details and to avail offers on premium packages.

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Plastiq Company Details

Founded Year:  2012

Plastiq offers a bill pay service for businesses to better manage their cash flow.

Director/Founders Daniel Choi, Eliot Buchanan
Company Size 1-100 Employees

Plastiq Pricing & Plans

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Plastiq Features

  • icon_check Bill Payment
    Easily manage bill payments using credit cards, extending payment terms, and optimizing cash flow.
  • icon_check Expense Management
    Manage expense tracking and categorization, reducing administrative burden and improving financial budgeting.
  • icon_check Multi Vendor Payments
    Consolidate payments to multiple vendors into one platform, simplifying transactions.
  • icon_check Recurring Payments
    Automate recurring payments to vendors and service providers, ensuring timely transactions.
  • icon_check Payment Tracking
    Monitor and track payments in real-time, gaining visibility and control over financial activities.
  • icon_check Payment History
    Access detailed payment history for better record-keeping and financial analysis.
  • icon_check Secure Transactions
    Protect financial transactions with encryption and compliance standards, ensuring secure payment processing.
  • icon_check Regulatory Compliance
    Adhere to industry regulations and standards with built-in compliance features, reducing risks.

Plastiq Specification

Supported Platforms
Ubuntu Ubuntu Windows Windows iOS iOS Android Android MacOS MacOS Linux Linux
Devices
Desktop Desktop Mobile Mobile Tablet Tablet iPad iPad
Deployment
Web-Based Web-Based
Suitable For
All Industries
Business Specific
All Businesses
Business Size
Small Business Startups Medium Business Enterprises
Customer Support
Email Communities
Language
English
Training Resources
Videos

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Plastiq Review

4.2

Out of 5

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Overall Rating

Based on
5 Verified Ratings

Rating Breakdown

  • Features 4.4
  • Value for Money 4.2
  • Ease of Use 4.6
  • Customer Support 3.9

88% Recommend this Product

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Articles for Plastiq

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What is Plastiq?

Plastiq lets you pay bills using credit cards for expenses like rent, even if vendors don’t accept cards.

Which operating systems are compatible with this product?

The product is compatible with major operating systems, including Windows, macOS, iOS, and Android.

Are there any hidden fees?

The product has transparent pricing with no hidden fees; you only pay for the standard service and transaction costs.

How secure are transactions processed through this product?

To protect financial data, transactions are secured with PCI compliance and advanced encryption technologies.

Which bills can I pay with Plastiq?

Virtually any bill or merchant, including rent, mortgage, etc.

Who are the potential users?

Businesses seeking financial control, cash flow management, and growth.

Can I use Plastiq for personal expenses?

Yes, individuals can use it for personal bills as well.

What support options are available if I encounter issues?

The product offers various support options, including live chat, email support, and a comprehensive help center.

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Terms and Condtions

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Users with registered businesses can purchase goods from merchants on the platform to satisfy their business needs. Users are not permitted to utilize any products acquired through the platform for resale, advertising, business, or further distribution.

For each purchase made, users will receive a Tax Invoice (or 'GST invoice') that includes specific details such as:

  • the GSTIN of the user associated with their registered business, and

  • the specified Entity Name for their business.

It should be noted that not all products are eligible for GST Invoice. Only the products displayed by participating sellers with the 'GST-based Invoice Available' callout on the product description page would qualify.

Certain goods and services are not eligible to get a GST Invoice, including items with VAS, i.e., Value Added Services (e.g., Total Mobile Protection/Assured Buyback) and those involving an exchange offer at the time of purchase.

Users must ensure the accuracy of the GSTIN, and business entity name provided for the GST Invoice. Requests for corrections into GST Invoice would not be accommodated by Techjockey.com or any Seller, and any issues arising from user-provided information are the sole responsibility of users.

Techjockey.com is not liable for the GST Invoice or any associated input tax credit. To efficiently claim an input tax credit, users should select the registered place of business address as per the GST authority's data and follow the provisions of the GST Act and rules.

To claim an input tax credit, the delivery and billing addresses must match. Furthermore, input tax credits will not be granted if the delivery address and GSTIN on the invoice are from different states. In case of incorrect GST details provided during the order placement, the order will be canceled automatically.