OkCredit Reviews & Ratings

4.6/5

“Great App for Small Businesses Like Mine”

I own a small tailoring shop, and this app has made my life so much easier. No more confusion about dues or who paid what. Everything is digital and safe.

Pros : Completely free and very easy to use.

Cons : No export-to-Excel feature yet.

Switched from : AutoRek

Reason to switch : AutoRek was too focused on payments, and I needed something simple for managing credits, which OkCredit does really well.

4.5/5

“LeadSquared worked fine, but Meritto provided more education-focused workflows and a better experience for admission teams.”

I run a small grocery store, and keeping track of credit was always messy with paper ledgers. OkCredit solved that problem. It sends automatic reminders to customers and keeps everything transparent. I love how my customers also get notified when I update entries.

Pros : OkCredit makes managing credit and payments really easy. It saves me a lot of time compared to manual books.

Cons : It requires internet to update the records, which is difficult when the network is weak.

Switched from : Kani

Reason to switch : OkCredit felt more reliable and user-friendly than KhataBook, and I found its reminders feature more effective for my business needs.

4.5/5

“Best for Credit Tracking, but Needs Offline Support”

With OkCredit, my bookkeeping has gone from stressful to stress-free. I don’t have to maintain separate notebooks or calculators. It’s really easy for staff to learn as well.

Pros : Very quick to record entries and share updates with customers.

Cons : If internet is slow, syncing gets delayed.

Switched from : OneStream

Reason to switch : I switched because OkCredit’s reminder system was more consistent and customers liked getting free SMS updates.

4.5/5

“Digital Ledger that Just Works!”

My father and I both use OkCredit for our shop. It reduced mistakes and made our work easy. Everything is transparent with the customers now, which builds trust.

Pros : Clean design and supports Hindi and other languages.

Cons : Needs integration with UPI for faster payments.

Switched from : Gresham

Reason to switch : OkCredit was faster to set up and had fewer ads than Gresham, which I found very annoying.

4.5/5

“Good for Digital Record-Keeping”

I wanted to go digital to avoid disputes and errors. OkCredit helped me keep track of everything. It even works for bulk entries and shows how much I have to collect in total.

Pros : Easy entry system and customer SMS notifications.

Cons : Sometimes the app logs me out unexpectedly.

Switched from : enReconcile

Reason to switch : I switched because OkCredit offered a simpler UI and better notification reliability compared to KhataBook.

4.3/5

“Great for Small Shops and Easy to Understand”

I started using OkCredit when I got tired of writing down credits in a notebook. Now everything is on my phone, and I don’t have to worry about losing data. The app also works in Hindi, which is a big plus for me and my staff.

Pros : Very simple interface, even for someone like me who isn’t tech-savvy.

Cons : Sometimes notifications take time to deliver.

Switched from : BlackLine

Reason to switch : I found OkCredit’s app less cluttered compared to BlackLine, and it focuses only on what I need—credit management—without unnecessary features.

4.3/5

“A Life Saver for My Kirana Store”

Before OkCredit, I used to forget small credits, and it would create problems with customers. Now, everything is recorded, and disputes have reduced. It’s a must-have for small businesses.

Pros : Free to use and works in multiple Indian languages.

Cons : Needs better backup options for safety.

Switched from : Duco

Reason to switch : Duco lacked proper customer-side transparency. OkCredit gives both me and my customers a clear view of transactions.

4.2/5

“Saves Me Hours Every Week!”

Managing customer dues was stressful. OkCredit changed that completely. It reminds customers about payments, and I don’t need to make awkward calls anymore. My customers also like that they can see their balance anytime.

Pros : Automatic reminders and easy-to-read reports.

Cons : No offline mode, so I can’t use it without internet.

Switched from : Firmway

Reason to switch : Firmway was okay, but it didn’t send proper reminders. OkCredit solved that issue and improved my collection rate.

4.2/5

“Perfect for My Daily Transactions”

I own a small wholesale shop, and I deal with multiple customers daily. OkCredit helps me update their accounts instantly, and I don’t need to worry about calculation errors anymore.

Pros : Real-time updates and easy sync between devices.

Cons : No desktop version available.

Switched from : Kani

Reason to switch : Kani felt more payment-focused, while I needed something purely for credit management, which OkCredit does better.