SMEPay VS airpay

Let’s have a side-by-side comparison of SMEPay vs airpay to find out which one is better. This software comparison between SMEPay and airpay is based on genuine user reviews. Compare software prices, features, support, ease of use, and user reviews to make the best choice between these, and decide whether SMEPay or airpay fits your business.

Comparison

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SMEPay

4.3

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airpay

4.2

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Pricing

Price Plans

Price on Request

Get customise plan according to your business requirement

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Price on Request

Get customise plan according to your business requirement

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Lifetime Plan

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Offers

Available offers & discounts

Save upto 18%, Get GST Invoice on your business purchase

Buy Now & Pay Later, Check offer on payment page.

Save upto 18%, Get GST Invoice on your business purchase

Buy Now & Pay Later, Check offer on payment page.

Ratings

Overall ratings

4.3

14 Ratings & 10 Reviews

Features 4.4

Value for Money 4.3

Ease of Use 4.2

Customer Support 4.4

Likelihood to Recommend

See all SMEPay reviews

4.2

17 Ratings & 17 Reviews

Features 4.1

Value for Money 4.3

Ease of Use 4.2

Customer Support 4.2

Likelihood to Recommend

See all airpay reviews

Pros & Cons

Pros

Uploading payment files in bulk via Excel is super easy. UPI transfers happen in...Read more - Abhay Agrawal Oct 28, 2025

No hidden fees, low transaction charges, and quick support response. - NAYAN TANK Sep 29, 2025

Airpay is very easy to use and trustworthy. It works well for credit and debit c...Read more - Himanshi Jul 17, 2024

Airpay is easy, smooth, smart, and very safe. It helps you keep track of spendin...Read more - janvi shetty Jul 09, 2024

Cons

Would be nice if it supported recurring UPI mandates. - Abhay Agrawal Oct 28, 2025

Limited international payment options. - NAYAN TANK Sep 29, 2025

No major problems. - Himanshi Jul 17, 2024

No major problems. - janvi shetty Jul 09, 2024

Reviews

Verified customer reviews

Streamlined Payments with UPI and Bulk Uploads

Abhay Agrawal Oct 28, 2025

Affordable Business Banking for Startups

NAYAN TANK Sep 29, 2025

See all SMEPay reviews

Easy to Pay

Himanshi Jul 17, 2024

Simply Brilliant

janvi shetty Jul 09, 2024

See all airpay reviews

Reviews with Video

Not Available

Currently no reviews are available. Please check back later

Airpay Review - Is it a Good Payemnt Gateway?

Airpay customer review: empowering woman entrepreneur

See all (2)

Best Use for

Business Size:

Individual
2-50 Employees
51-250 Employees
250-500 Employees
500-1000 Employees
More than 1000+ Employees

Individual
2-50 Employees
51-250 Employees
250-500 Employees
500-1000 Employees
More than 1000+ Employees

Business Type:

Small Business
Startups
Medium Business
Enterprise
SMBs
SMEs
MSMBs
MSMEs
Freelancers
Individual

Small Business
Startups
Medium Business
Enterprise
SMBs
SMEs
MSMBs
MSMEs
Freelancers
Individual

Industries:

All Industries

All Industries

Features

Core Functionalities

Dedicated POS
Multi Currency Support
Pre-onboarding Assistance
Branding & Customization
Currency Conversion
Coupons and Offers Engine
Mobile Responsiveness
Payment Links
Guest Checkout
Multi-Language Checkout
Store Creation
Landing Page Creation
Split Payments
Instant Settlements
Dedicated Account Manager
Automated Reconciliation
Loyalty Management

Dedicated POS
Multi Currency Support
Pre-onboarding Assistance
Branding & Customization
Currency Conversion
Coupons and Offers Engine
Mobile Responsiveness
Payment Links
Guest Checkout
Multi-Language Checkout
Store Creation
Landing Page Creation
Split Payments
Instant Settlements
Dedicated Account Manager
Automated Reconciliation
Loyalty Management

Payment Methods

UPI
Debit / Credit Cards
Net Banking
Digital Wallet
Cardless EMI
Buy Now, Pay Later (BNPL)
Cryptocurrency
ACH Payments
QR Code Based Payments

UPI
Debit / Credit Cards
Net Banking
Digital Wallet
Cardless EMI
Buy Now, Pay Later (BNPL)
Cryptocurrency
ACH Payments
QR Code Based Payments

Subscription Management

Reccuring Payments
Proration
Dunning

Reccuring Payments
Proration
Dunning

Administrative Features

Reporting & Analytics
User Access Management
Merchant Portal
Tax Management
Invoice Generation

Reporting & Analytics
User Access Management
Merchant Portal
Tax Management
Invoice Generation

Security Features

PCI DSS Compliance
Fraud Detection & Prevention
Tokenization
Two-Factor Authentication (2FA)
Multi-Factor Authentication (MFA)
Risk Management
Automatic Device Recognition

PCI DSS Compliance
Fraud Detection & Prevention
Tokenization
Two-Factor Authentication (2FA)
Multi-Factor Authentication (MFA)
Risk Management
Automatic Device Recognition

Integrations Supported

API Integration
SDK Integration
E-Commerce Integration
Third Party Integration
CRM Integration
Order Management
POS Integration

API Integration
SDK Integration
E-Commerce Integration
Third Party Integration
CRM Integration
Order Management
POS Integration

Alerts & Notifications

Downtime Alerts
Transaction Notifications
Security Alerts
Discrepancy Alerts
Custom Event Notifications

Downtime Alerts
Transaction Notifications
Security Alerts
Discrepancy Alerts
Custom Event Notifications

Gallery

All Videos & Images

See all (3)

Specifications

Deployment

Web based
On Premises

Web based
On Premises

Device Supported

Desktop
Mobile
iPad
Tablet

Desktop
Mobile
iPad
Tablet

Supported Platforms

Windows
Mac OS
Android
iOS
Linux
Ubuntu

Windows
Mac OS
Android
iOS
Linux
Ubuntu

Languages support

English

English

Compliance Regulations:

COPPA
HIPAA
CCPA
CPRA
ECPA

COPPA
HIPAA
CCPA
CPRA
ECPA

Question and Answers

Product related question and answers

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Get answered by real users or software experts

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How to Withdraw Your Credit Using Airpay Retail System?

To withdraw credit using the Airpay retail system, follow the steps given below:... Read more

See all airpay Questions & Answers

Alternatives

Top Alternative Products

Touras

Cashfree

UnPay

Razorpay

See all SMEPay alternatives

Cashfree

Razorpay

Touras

UnPay

See all airpay alternatives

SMEPay vs airpay Comparison FAQs

Software questions,
answered

While SMEPay offers customized features, airpay has diverse modules. Select between SMEPay or airpay as per your business needs.

Both these products offer similar features but with a different approach. While SMEPay emphasizes on user experiences, airpay focuses on functionalities.

It all depends on the functionalities that you prefer. While SMEPay offers add-ons along with essential features, airpay emphasizes on customization.

No, the difference between SMEPay and airpay lies in terms of features and functionalities. While SMEPay can be customized as per the user’s needs, airpay addresses the diverse audience.

It depends upon your business requirement. Both SMEPay and airpay provides standard features to cater diverse industry needs.

The difference lies in terms of the user interface and functionalities. While SMEPay is customizable, SMEPay offers comprehensive modules.

A Quick Comparison Between SMEPay vs airpay

Choosing any software for your organisation is a crucial decision. As a decision maker, you must ensure that the software you choose addresses the pain points of your teams and reaps maximum benefit for you.

Comparison of SMEPay vs airpay In terms of Features
Comparison Between SMEPay and airpay In terms of Deployment Type
SMEPay or airpay: Which Is Ideal for Your Industry
Which Is Better? - SMEPay or airpay

Comparison of SMEPay vs airpay In terms of Features

SMEPay includes features like Reporting & Analytics, Transaction Notifications, Invoice Generation and API Integration. airpay is known for functionalities like Automatic Failover, Payment Links, Split Payments and PCI DSS Compliance. When you compare SMEPay vs airpay, look for scalability, customization, ease of use, customer support and other key factors. The one which suits your business needs is the best.

Comparison Between SMEPay and airpay In terms of Deployment Type

While SMEPay supports Web Based deployment; airpay is suitable for Web Based deployment. While selecting between SMEPay and airpay, figure out which one of the two is compatible with your devices. This will help in reducing the hassle after implementation.

SMEPay or airpay: Which Is Ideal for Your Industry

SMEPay is ideal for industries like All Industries. For All Industries, airpay is a better choice. If you are confused between SMEPay or airpay, you can also check if the software has customizable modules for your industry. Industry-specific functionalities will ensure higher efficiency and ROI. However, do check for the hidden price, is any.

Which Is Better? - SMEPay or airpay

SMEPay and airpay can be used for different purposes and are well-suited for teams with specific needs. If you are looking for a platform that is easy to use, has low barriers to entry, and offers a lot of customization, flexibility, and integration options, then you must compare their specifications in detail at the time of demo. Compare SMEPay and airpay during demo to decide which one is best for your business.

Author: Techjockey Team

SMEPay VS airpay

We provide the best software solution for your business needs

SMEPay vs airpay Comparison FAQs

Is SMEPay better than airpay?

Are SMEPay and airpay same?

Which is better SMEPay or airpay?

Is SMEPay the same as airpay?

Can SMEPay replace airpay?

What is the difference between SMEPay and airpay?

A Quick Comparison Between SMEPay vs airpay

Comparison of SMEPay vs airpay In terms of Features

Comparison Between SMEPay and airpay In terms of Deployment Type

SMEPay or airpay: Which Is Ideal for Your Industry

Which Is Better? - SMEPay or airpay

SMEPay VS airpay

We provide the best software solution for your business needs

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SMEPay vs airpay Comparison FAQs

Is SMEPay better than airpay?

Are SMEPay and airpay same?

Which is better SMEPay or airpay?

Is SMEPay the same as airpay?

Can SMEPay replace airpay?

What is the difference between SMEPay and airpay?

A Quick Comparison Between SMEPay vs airpay

Comparison of SMEPay vs airpay In terms of Features

Comparison Between SMEPay and airpay In terms of Deployment Type

SMEPay or airpay: Which Is Ideal for Your Industry

Which Is Better? - SMEPay or airpay

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