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SMEPay is a simple platform for Indian small businesses to instantly accept UPI payments via payment links or QR codes with zero commission and only a flat fee. ...Read more

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SMEPay Software Pricing, Features & Reviews

What is SMEPay?

SMEPay is a payment gateway that lets you accept payments through UPI easily, designed especially for small businesses, freelancers, and merchants.

You can quickly create and share payment links or pages via SMS, email, or chat with no website or technical skills needed.

SMEPay does not charge any commission per transaction; instead, you only pay a flat fee, so you keep 100% of what you earn.

The platform offers options like payment links, branded payment pages, and easy website checkout integration.

Why Choose SMEPay Software?

  • 0% Commission: Keep 100% of your earnings, paying only a flat fee per transaction with no hidden charges.
  • Flat Fee Pricing: Transparent, flat transaction fee replaces costly percentage-based commissions.
  • Multiple Payment Options: Accept payments via UPI with payment links, QR codes, or branded payment pages.
  • Branded Payment Pages: Customize pages with your own branding for a professional customer experience.
  • Dynamic QR Codes: Provide quick, convenient UPI payments via scan-and-pay.
  • Instant Settlements: Receive money quickly without long delays.

Benefits of SMEPay Software

  • Trusted by 1,200+ Businesses: Widely trusted across India by freelancers, merchants, and SMEs.
  • No Developer Needed: Designed for users without technical know-how.
  • Flexible Payment Collection: Suitable for freelancers, local sellers, and growing businesses.
  • Reduce COD Orders: Encourages faster digital payments, reducing cash-on-delivery hassles.
  • Payment Collection Reminders: Scheduled reminders for installment payments.
  • Product Catalogue Page: Easily create a product page without tech skills.

SMEPay Pricing

SMEPay price details are available on request at techjockey.com.

The pricing model is based on different parameters, including extra features, deployment type, and the total number of users. For further queries related to the product, you can contact our product team and learn more about the pricing and offers.

 

SMEPay Pricing & Plans

SMEPay price is available on request

Looking for pricing details, customization requirements or have other queries? We are just a click away.

SMEPay Features

Core Functionalities

  • icon_check Pre-onboarding Assistance Helps new users set up easily with guided support.
  • icon_check Branding & Customization Customize payment pages to match your brand.
  • icon_check Mobile Responsiveness Works well on all mobile devices for smooth payments.
  • icon_check Payment Links Create and share links to request payments via SMS, email, or apps.
  • icon_check Guest Checkout Lets customers pay without creating an account.
  • icon_check Store Creation Build a basic online store without technical skills
  • icon_check Landing Page Creation Make dedicated pages to collect payments for events/products.
  • icon_check Instant Settlements Payments go directly to your bank account instantly.
  • icon_check Automated Reconciliation Matches payments to orders automatically to save time.
  • icon_check Dedicated POS Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It
  • icon_check Multi Currency Support Accept payments from all over the world with different currencies
  • icon_check Currency Conversion The ability to process payments in different currencies and automatically convert them to your desired currency.
  • icon_check Coupons and Offers Engine A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions
  • icon_check Multi-Language Checkout The ability to process payments and display information in multiple languages.
  • icon_check Split Payments Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such
  • icon_check Dedicated Account Manager A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have.
  • icon_check Loyalty Management Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through

Payment Methods

  • icon_check QR Code Based Payments Get paid by having customers scan a QR code.
  • icon_check UPI Accept fast payments via any UPI app
  • icon_check Debit / Credit Cards Accept various payment methods, including credit cards, debit cards,
  • icon_check Net Banking It is a convenient and secure way for customers to manage their bank accounts and perform financial transactions over the
  • icon_check Digital Wallet It is an electronic device or online service that allows individuals to make electronic transactions.
  • icon_check Cardless EMI Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership
  • icon_check Buy Now, Pay Later (BNPL) Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them
  • icon_check Cryptocurrency The ability to accept payments in cryptocurrency.
  • icon_check ACH Payments ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer

Subscription Management

  • icon_check Reccuring Payments Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a
  • icon_check Proration Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle.
  • icon_check Dunning Dunning refers to the process of communicating with customers to collect overdue payments.

Administrative Features

  • icon_check Reporting & Analytics Get insights on sales, trends, and revenue.
  • icon_check Merchant Portal Dashboard to manage transactions, reports, and sales
  • icon_check Invoice Generation Automatically generate and send invoices.
  • icon_check User Access Management User, role, and access management in a payment gateway are ways to control who can access what features and data in the system
  • icon_check Tax Management Tax management involves automatically calculating, applying, and handling taxes during transactions.

Security Features

  • icon_check Fraud Detection & Prevention Scans for suspicious activity to keep payments secure.
  • icon_check PCI DSS Compliance Meets global standards for secure transactions.
  • icon_check Tokenization Replaces sensitive data (like credit card numbers) with a unique identifier (token) for secure storage and processing.
  • icon_check Two-Factor Authentication (2FA) Two-factor authentication in a payment gateway adds an extra layer of security by requiring users to verify their identity
  • icon_check Multi-Factor Authentication (MFA) Multi-Factor Authentication (MFA) refers to an authentication process that requires two or more verification factors to gain
  • icon_check Risk Management Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing
  • icon_check Automatic Device Recognition Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate

Integrations Supported

  • icon_check Third Party Integration Connects with other popular business tools.
  • icon_check API Integration Add SMEPay to your site or app through APIs.
  • icon_check E-Commerce Integration Easily links with platforms like WooCommerce
  • icon_check SDK Integration Lets developers add payment features to their apps
  • icon_check CRM Integration CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data
  • icon_check Order Management Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's
  • icon_check POS Integration A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer

Alerts & Notifications

  • icon_check Transaction Notifications Get notified instantly for all payment actions.
  • icon_check Security Alerts Alerts for any unusual or risky activity
  • icon_check Downtime Alerts Updates if there’s a temporary service outage
  • icon_check Discrepancy Alerts Notifies you of mismatched or incorrect payments.
  • icon_check Custom Event Notifications Set up alerts for specific activities or milestones.

SMEPay Specifications

  • Supported Platforms :
  • Device:
  • Deployment :
  • Suitable For :
  • Business Specific:
  • Business Size:
  • Customer Support:
  • Integration:
  • Training:
  • Language:
  • AI Features:
  • Windows Android Linux
  • Desktop
  • Web-Based
  • All Industries
  • All Businesses
  • Small Business, Startups, Medium Business, SMBs, SMEs, MSMBs, MSMEs, Freelancers
  • Email, Live Chat
  • API Integration
  • Live Online
  • English
  • AI Integrated

SMEPay Reviews

86%

Have recommended this product

Overall Score

4.3/5
Based on 10 Reviews

Review this product

Your valuable feedback helps others like you make a better decision.

Pros

pros_icon “Uploading payment files in bulk via Excel is super easy. UPI transfers happen instantly.” Abhay Agrawal - Oct 28, 2025

pros_icon “No hidden fees, low transaction charges, and quick support response.” NAYAN TANK - Sep 29, 2025

pros_icon “The financial analytics feature gives clear visibility on inflow and outflow.” LOVEY SINGH - Sep 10, 2025

Cons

cons_icon “Occasional mismatch errors when invoices aren’t tagged properly.” Cyber Crime - Jun 21, 2025

cons_icon “The mobile app still lacks some features available on the web version.” Arpitha Poojary - Jan 23, 2025

AA

Abhay Agrawal

Verified reviewer:linkedin_verify

Project Manager, IT

501-1000 Employees

Software user since: 6-12 months

Reviewed on: Oct 28, 2025

4.5/5

“Streamlined Payments with UPI and Bulk Uploads”

SMEPay simplified how we pay our vendors and employees. I can upload bulk files and schedule them for specific days. UPI payments make it lightning-fast.

Pros :

Cons :

Switched from : Cashfree

Reason to switch : SMEPay’s bulk upload and instant UPI settlement features were far more convenient than Cashfree’s batch system.

Features

5/5

Value for Money

4.5/5

Customer Support

4.5/5

Ease of Use

4/5

Likely to Recommend

9/10
NT

NAYAN TANK

Verified reviewer:linkedin_verify

Digital Marketer, IT

501-1000 Employees

Software user since: 1-2 years

Reviewed on: Sep 29, 2025

4.5/5

“Affordable Business Banking for Startups”

I was pleasantly surprised by how cost-effective SMEPay is. For a small business like mine, every rupee matters. Their transparent pricing is a huge plus.

Pros :

Cons :

Reason to switch : SMEPay had lower fees and more flexible UPI-based settlement options than Open.

Features

4.5/5

Value for Money

5/5

Customer Support

4.5/5

Ease of Use

4/5

Likely to Recommend

9/10
LS

LOVEY SINGH

Verified reviewer:linkedin_verify

Manager, IT

501-1000 Employees

Software user since: 6-12 months

Reviewed on: Sep 10, 2025

4.5/5

“Excellent Cash Flow Insights and Analytics”

SMEPay helps me understand my business’s cash movement at a glance. I can easily forecast expenses and track upcoming payables.

Pros :

Cons :

Switched from : Razorpay

Reason to switch : SMEPay provided deeper cash flow visualization without requiring a separate analytics tool.

Features

4.5/5

Value for Money

5/5

Customer Support

4.5/5

Ease of Use

4/5

Likely to Recommend

9/10

Typof Technologies Private Limited Company Details

Brand Name Typof Technologies Private Limited
Information Typof is the commerce platform, built for SEO and Performance reducing dependency on 3rd party tools.
Founded Year 2021
Director/Founders Typof
Company Size 1-100 Employees
Other Products Typof

SMEPay FAQ

A SMEPay pricing is available upon request on techjockey.com.
A Yes, SMEPay offers an Android mobile app.
A SMEPay is compatible with Windows and Linux.
A No, SMEPay does not offer a traditional free trial; you sign up, complete KYC, and start using immediately with a flat fee per successful UPI transaction.
A Users create payment links or branded pages instantly, share them, and collect UPI payments with real-‘time alerts and instant settlements.
A Freelancers, homepreneurs, local sellers, and small to medium Indian businesses use SMEPay to collect payments easily.
A No free demo is available; users can sign up and explore the platform directly in live usage.
A The service is free to sign up, but charges a flat INR3 per successful payment with no monthly or hidden fees.

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