SMEPay

Core Functionalities

• Pre-onboarding Assistance
  Helps new users set up easily with guided support.
• Branding & Customization
  Customize payment pages to match your brand.
• Mobile Responsiveness
  Works well on all mobile devices for smooth payments.
• Payment Links
  Create and share links to request payments via SMS, email, or apps.
• Guest Checkout
  Lets customers pay without creating an account.
• Store Creation
  Build a basic online store without technical skills
• Landing Page Creation
  Make dedicated pages to collect payments for events/products.
• Instant Settlements
  Payments go directly to your bank account instantly.
• Automated Reconciliation
  Matches payments to orders automatically to save time.
• Dedicated POS
  Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It
• Multi Currency Support
  Accept payments from all over the world with different currencies
• Currency Conversion
  The ability to process payments in different currencies and automatically convert them to your desired currency.
• Coupons and Offers Engine
  A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions
• Multi-Language Checkout
  The ability to process payments and display information in multiple languages.
• Split Payments
  Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such
• Dedicated Account Manager
  A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have.
• Loyalty Management
  Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through

Payment Methods

• QR Code Based Payments
  Get paid by having customers scan a QR code.
• UPI
  Accept fast payments via any UPI app
• Debit / Credit Cards
  Accept various payment methods, including credit cards, debit cards,
• Net Banking
  It is a convenient and secure way for customers to manage their bank accounts and perform financial transactions over the
• Digital Wallet
  It is an electronic device or online service that allows individuals to make electronic transactions.
• Cardless EMI
  Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership
• Buy Now, Pay Later (BNPL)
  Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them
• Cryptocurrency
  The ability to accept payments in cryptocurrency.
• ACH Payments
  ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer

Subscription Management

• Reccuring Payments
  Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a
• Proration
  Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle.
• Dunning
  Dunning refers to the process of communicating with customers to collect overdue payments.

Administrative Features

• Reporting & Analytics
  Get insights on sales, trends, and revenue.
• Merchant Portal
  Dashboard to manage transactions, reports, and sales
• Invoice Generation
  Automatically generate and send invoices.
• User Access Management
  User, role, and access management in a payment gateway are ways to control who can access what features and data in the system
• Tax Management
  Tax management involves automatically calculating, applying, and handling taxes during transactions.

Security Features

• Fraud Detection & Prevention
  Scans for suspicious activity to keep payments secure.
• PCI DSS Compliance
  Meets global standards for secure transactions.
• Tokenization
  Replaces sensitive data (like credit card numbers) with a unique identifier (token) for secure storage and processing.
• Two-Factor Authentication (2FA)
  Two-factor authentication in a payment gateway adds an extra layer of security by requiring users to verify their identity
• Multi-Factor Authentication (MFA)
  Multi-Factor Authentication (MFA) refers to an authentication process that requires two or more verification factors to gain
• Risk Management
  Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing
• Automatic Device Recognition
  Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate

Integrations Supported

• Third Party Integration
  Connects with other popular business tools.
• API Integration
  Add SMEPay to your site or app through APIs.
• E-Commerce Integration
  Easily links with platforms like WooCommerce
• SDK Integration
  Lets developers add payment features to their apps
• CRM Integration
  CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data
• Order Management
  Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's
• POS Integration
  A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer

Alerts & Notifications

• Transaction Notifications
  Get notified instantly for all payment actions.
• Security Alerts
  Alerts for any unusual or risky activity
• Downtime Alerts
  Updates if there’s a temporary service outage
• Discrepancy Alerts
  Notifies you of mismatched or incorrect payments.
• Custom Event Notifications
  Set up alerts for specific activities or milestones.