10 Best Expense & Money Management Apps for Android in 2020

Money management apps

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Money management is important for a secure future. However, many of us are not an expert in finances and end up messing up with our bank balances and investments. Fortunately, the best money management apps for Android makes the task of income and expense tracking easier with the additional support for budgeting.

Expense manager

10 Best Money Management Apps in India for 2020

  1. Mint Personal Finances App - Personal finances app for managing personal finances
  2. Expensify Expense Tracker App - Ideal for business expense tracking & reporting
  3. Financial Calculators Expense Management AppFor analysing different finance schemes
  4. ET Money Personal Finance App - India’s top money management app for personal use
  5. Goodbudget Expense Tracker App - Home budget planning with personal & household budgeting
  6. One Touch Expenser Expense Management App - Best app for daily finances
  7. AndroMoney - The best expense tracker app for tracking expense reports
  8. Wally Budget App - Achieving your personal financial goals with the best budget app
  9. Zoho Expense Tracker App - Recording expenses even when you're offline with this monthly expenses’ app
  10. Toshl Finance Management App - Money management app with expense manager functions

Let’s read about these money management apps for Android in detail.

  • Mint Personal Finances App

Best for: Personal finances app for managing personal finances

Expense tracker app

Mint Free budget tracker for personal use helps manage everything that added up to your financial health. You can manage your bills and balances from one place even when you don’t have much knowledge of accounting. It also allows checking for your credit score as many times as you require.

With this free money management app for Android phones, you will no longer have to worry about updating your bank accounts and credit card balances. Those will be automatically updated to help you know your financial strength. Based on your current financial health, Mint financial management app will suggest the best saving tips and options.

Special Features

  • Categorises bank transactions
  • Helps in setting & tracking budgeting goals
  • You can also track your investments & bill payments
  • Allows checking free credit score
  • Sends budget alerts
  • Loan repayment calculator

Pricing: You can download its iPhone & money management app for Android free.

Contains Ads: No

Compatible with All Mobile Devices: No

  • Expensify Expense Tracker App

Best for: Ideal for business expense tracking & reporting

Expense management app

Whether you are always travelling for business purposes or someone who is managing all employee expenses by hiding behind the piles of files, Expensify is for you. This best free expense management app helps with one-click receipt scanning and automatic approval workflows. All this results in quick reimbursement directly into an employee’s bank account.

Employees can share the scanned copy of receipts from anywhere that gets automatically updated for approval. And your accounting team can process them for reimbursement based on details.

Special Features of Expensify Money Management App

  • Automated creation of expense reports
  • Expensify can be configured with your organization’s expense policies
  • Makes audits and tax calculations easier
  • Can be integrated with your accounting system
  • Provides real-time visibility into your organization’s finances

Pricing: This free expense tracking app for Android provides 25 SmartScans. For unlimited receipt scans, you can upgrade to the paid plan starting at around ₹380 per month.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • Financial Calculators Expense Management App

Best for: One of the best finance management apps in India for analysing different finance schemes

Best expense tracker app

Financial Calculators money management app is ideal for managing both personal and business finances. From tracking your finance and investment to loan and mortgage, stock, auto loan and lease, this free money management app provides quick calculations for all these. Businesses use this money management app for Android to calculate the return on investment, loan management analysis and investment income analysis.

Special Features of Money Management App

  • Retirement calculators
  • Stock calculators
  • Credit card payoff & minimum calculator
  • Auto loan & lease calculator
  • Currency converter
  • Loan & mortgage calculators
  • Mutual fund fee calculator, etc.

Pricing: Free download for Android phones/tablets & iPhone/tablets.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes & tablets too

  • ET Money Personal Finance App

Best For: India’s top money management app for personal use

Daily expenses app

It’s a completely automated personal money manager app for Android, which helps keep track of all your spends, bills and accounts. You can track your spend behaviour and get weekly and monthly insights on your income and spending. Further, you can add all your investments on ET Money and track the overall portfolio performance with real-time updates.

Special Features

  • You can explore top mutual funds for your first-time investment
  • Direct mutual fund investments with zero commission
  • You can invest in tax saver (ELSS) directly and make Smart Deposit
  • Provides different options to get hassle-free loans up to 20 Lacs
  • Assists in buying health insurance, term life insurance, car insurance and bike insurance
  • Provides income tax calculator, SIP calculator and rent receipt calculator
  • You can also check your credit score

Pricing: This money management app for Android is free to download with all the features available.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • Goodbudget Expense Tracker App

Best For: Home budget planning with personal and household budgeting

Expense tracker

Goodbudget personal expense manager app helps with income and expense tracking for home budget planning. This income and expense tracker app for Android, iPhone and web usage helps sync and share budgets with your family members and save for big expenses.

If you have to pay off any debt, Goodbudget daily expenses app can help introduce budgeting in your daily life. It facilitates envelope budgeting for growing families, which never miss out on any bill payment or sudden expenses.

Special Features

  • This budgeting app helps create envelopes for all your expenses; rent, vacations, education, eating out, etc.
  • Helps stay on the same page with your family members by syncing the budget on different devices
  • You can plan in advance and save for big dreams that demand big expenses
  • Helps track your payoff status and manage your debt successfully.

Pricing: This money management app for Android is free to download with in-app purchases. Its Plus plan starts at around ₹530 per month.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • One Touch Expenser Expense Management App

Best For: Best app for daily finances

Best expense manager app

This personal online money management app is popular among Android users for tracking their money in their own style. You can choose the language and currency of your choice and start tracking your expenses like house, health, transport, communication, eating out, shopping, etc.

It’s used to track your day-wise expenses and get a monthly report to analyse your major expense areas. If you feel that you are spending more, you can set the budget mode to keep a tab on unnecessary spending.

Special Features

  • Support for multiple accounts
  • Data security through face ID, touch ID and passcode protection
  • Provides default expense categories, and you can also categorise the expenses
  • Provides transactions list to give you an idea about your expenses
  • Can be synchronized with Google Drive and Dropbox

Pricing: One Touch Expense Android app is free to install with in-app purchases.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • AndroMoney

Best For: The best expense tracker app for tracking expense reports

Best money management app

AndroMoney is one of the best expense manager apps for Android. It is a personal finance tool, which you can easily use on your mobile phone. This personal money management app provides many important features for daily accounting and managing categories. It also provides detailed reports about your expenses.

Special Features

  • You can run multiple accounts and account transfer
  • Supports cloud storage with Dropbox & Google Docs
  • Supports multiple currency with downloadable rates
  • Provides number pad with calculation
  • You can create custom budgets
  • Provides charts to track expense and cash flow
  • Ensures complete password protection
  • Provides expense and income summary
  • You can create a backup of your data on Excel or Mac Number

Pricing: The money management app for Android is free to install with in-app purchases.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • Wally Budget App

Best For: Achieving your personal financial goals with the best budget app

Planning a home budget

With Wally Android app, you can take complete control of your money, income and expenses. It’s especially useful for those who want to set long-term finance goals and achieve them successfully. This personal finance app helps understand what you are spending, where and when. Wally+ is the exclusive app for Android, where you can even upload picture of your receipts.

Special Features:

  • Supports all major currencies
  • Helps track your weekly & monthly expenses on the go
  • You can check your expenses on any date
  • It also allows creating groups and splitting bills

Pricing: Wally Android app is free to install.

Contains Ads: No

Compatible with All Mobile Devices: Yes

  • Zoho Expense Tracker App

Best For: Recording expenses even when you are offline with this monthly expenses app

Personal expense tracker app

Zoho Expense online expense reporting software is designed for businesses to manage their expenses automatically for report generation, reimbursement approvals, etc. It helps auto-scan receipts and record business mileage. With Zoho Expense, you can report expenses quickly and accurately and analyse your business spend meticulously.

Special Features

  • Auto-scan expense receipts
  • Streamline multi-level approval process
  • Manage audit expenses better
  • Make expense accounting simpler
  • Allows reconciling corporate cards

Pricing: Zoho Expense app is free to install with in-app purchases.

Contains Ads: No

Compatible with All Mobile Devices: Yes

  • Toshl Finance Management App

Best For: Money management app with expense manager functions

Monthly expenses app

Toshl Finance helps manage your business financial accounts and expenses. With your business finances being managed efficiently, you can focus on your core goals. You can analyse the money flow better through monthly overview and river flow data. Accordingly, it helps plan and minimize your business expenses. Further, there are features to track the spending on individual categories for a better financial planning.

Special Features

  • Ensures easy data entry
  • Provides useful graphs
  • Facilities budgeting for your business expenses
  • Can be synced with multiple mobile devices

Pricing: It’s free to install. You can switch to its Pro plan at around ₹225 per month and manage unlimited financial accounts and budgets.

Contains Ads: NA

Compatible with All Mobile Devices: Yes

How to Choose Best Money Management App for Android

Whether you are looking for an expense tracker app or the best budget app, you need to have your expectations clear. The best money management apps for Android come with many exclusive features. Choose the expense management solution system that helps your requirement – Personal money management or business finance management.

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