15 Best Money & Expense Manager Apps for Android in 2021

| June 1, 2020

updated on May 26, 2021 at 10:23 am

Money management apps

Share

When it comes to money, not all of us are experts in finance. Therefore, it is sensible that we spend it wisely and understand where it is being used irresponsibly.

If you are some who is having a hard time understanding where all his monthly income is going, or someone who has always struggled in money matters then money management apps can be the answer for you.

Best expense manager app

These best expense manager apps are particularly useful for tracking where your money is going so that you lose less of it. But how will you do it? Fret not.

This time, we have brought you the best money management apps for Android that not only simplifies the whole process, but also makes expense tracking a lot easier than it used to be. Below are the top 10 expense and money management apps for Android in 2021.

10 Best Money Management Apps in India for 2021

  1. Expensify Expense Tracker AppIdeal for business expense tracking & reporting
  2. Financial Calculators Expense Management AppFor analysing different finance schemes
  3. ET Money Personal Finance App India’s top money management app for personal use
  4. Goodbudget Expense Tracker App – Home budget planning with personal & household budgeting
  5. One Touch Expenser Expense Management AppBest app for daily finances
  6. AndroMoney – The best expense tracker app for tracking expense reports in India
  7. Zoho Expense Tracker App – Recording expenses even when you’re offline with this monthly expenses’ app
  8. Toshl Finance Management App – Money management app with expense manager functions
  9. Personal Capital App – One of the best Expense Manager apps in India for personal finances
  10. QuickBooks Expense Tracker App – Money manager app for office expenses
  11. Wally Budget App – Achieving your personal financial goals with the best budget app
  12. Mint Personal Finances AppPersonal finances app for managing personal finances
  13. Pocket Expense – Personal expenses app for daily expense management
  14. Monny – Daily expenses app for personal finances management in India
  15. My Tabung – Personal accounting and finance managing app

Let’s read about these money management apps for Android in detail.

  • Expensify Expense Tracker App

Best for: Ideal for business expense tracking & reporting

Expense management app

Whether you are always travelling for business purposes or someone who is managing all employee expenses by hiding behind the piles of files, Expensify is for you. This best free expense management app helps with one-click receipt scanning and automatic approval workflows. All this results in quick reimbursement directly into an employee’s bank account.

Employees can share the scanned copy of receipts from anywhere that gets automatically updated for approval. And your accounting team can process them for reimbursement based on details.

Special Features of Expensify Money Management App

  • Automated creation of expense reports
  • Expensify can be configured with your organization’s expense policies
  • Makes audits and tax calculations easier
  • Can be integrated with your accounting system
  • Provides real-time visibility into your organization’s finances

Pricing: This free expense tracking app for Android provides 25 SmartScans. For unlimited receipt scans, you can upgrade to the paid plan starting at around ₹380 per month.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • Financial Calculators Expense Management App

Best for: One of the best finance management apps in India for analysing different finance schemes

Best expense tracker app

Financial Calculators money management app is ideal for managing both personal and business finances. From tracking your finance and investment to loan and mortgage, stock, auto loan and lease, this free money management app provides quick calculations for all these.

Businesses use this money management app for Android to calculate the return on investment, loan management analysis and investment income analysis.

Special Features of Money Management App

  • Retirement calculators
  • Stock calculators
  • Credit card payoff & minimum calculator
  • Auto loan & lease calculator
  • Currency converter
  • Loan & mortgage calculators
  • Mutual fund fee calculator, etc.

Pricing: Free download for Android phones/tablets & iPhone/tablets.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes & tablets too

  • ET Money Personal Finance App

Best For: India’s top money management app for personal use

Daily expenses app

It’s a completely automated personal money manager app for Android, which helps keep track of all your spends, bills and accounts. You can track your spend behaviour and get weekly and monthly insights on your income and spending.

Further, you can add all your investments on ET Money and track the overall portfolio performance with real-time updates.

Special Features

  • You can explore top mutual funds for your first-time investment
  • Direct mutual fund investments with zero commission
  • You can invest in tax saver (ELSS) directly and make Smart Deposit
  • Provides different options to get hassle-free loans up to 20 Lacs
  • Assists in buying health insurance, term life insurance, car insurance and bike insurance
  • Provides income tax calculator, SIP calculator and rent receipt calculator
  • You can also check your credit score

Pricing: This money management app for Android is free to download with all the features available.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • Goodbudget Expense Tracker App

Best For: Home budget planning with personal and household budgeting

Expense tracker

Goodbudget personal expense manager app helps with income and expense tracking for home budget planning. This income and expense tracker app for Android, iPhone and web usage helps sync and share budgets with your family members and save for big expenses.

If you have to pay off any debt, Goodbudget daily expenses app can help introduce budgeting in your daily life. It facilitates envelope budgeting for growing families, which never miss out on any bill payment or sudden expenses.

Special Features

  • This budgeting app helps create envelopes for all your expenses; rent, vacations, education, eating out, etc.
  • Helps stay on the same page with your family members by syncing the budget on different devices
  • You can plan in advance and save for big dreams that demand big expenses
  • Helps track your payoff status and manage your debt successfully.

Pricing: This money management app for Android is free to download with in-app purchases. Its Plus plan starts at around ₹530 per month.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • One Touch Expenser Expense Management App

Best For: Best app for daily finances

Best expense manager app

This personal online money management app is popular among Android users for tracking their money in their own style. You can choose the language and currency of your choice and start tracking your expenses like house, health, transport, communication, eating out, shopping, etc.

It’s used to track your day-wise expenses and get a monthly report to analyse your major expense areas. If you feel that you are spending more, you can set the budget mode to keep a tab on unnecessary spending.

Special Features

  • Support for multiple accounts
  • Data security through face ID, touch ID and passcode protection
  • Provides default expense categories, and you can also categorise the expenses
  • Provides transactions list to give you an idea about your expenses
  • Can be synchronized with Google Drive and Dropbox

Pricing: One Touch Expense Android app is free to install with in-app purchases.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • AndroMoney

Best For: The best expense tracker app for tracking expense reports

Best money management app

AndroMoney is one of the best expense manager apps for Android. It is a personal finance tool, which you can easily use on your mobile phone. This personal money management app provides many important features for daily accounting and managing categories.

It also provides detailed reports about your expenses.

Special Features

  • You can run multiple accounts and account transfer
  • Supports cloud storage with Dropbox & Google Docs
  • Supports multiple currency with downloadable rates
  • Provides number pad with calculation
  • You can create custom budgets
  • Provides charts to track expense and cash flow
  • Ensures complete password protection
  • Provides expense and income summary
  • You can create a backup of your data on Excel or Mac Number

Pricing: The money management app for Android is free to install with in-app purchases.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • Zoho Expense Tracker App

Best For: Recording expenses even when you are offline with this monthly expenses app

Personal expense tracker app

Zoho Expense online expense reporting software is designed for businesses to manage their expenses automatically for report generation, reimbursement approvals, etc.

It helps auto-scan receipts and record business mileage. With Zoho Expense, you can report expenses quickly and accurately and analyse your business spend meticulously.

Special Features

  • Auto-scan expense receipts
  • Streamline multi-level approval process
  • Manage audit expenses better
  • Make expense accounting simpler
  • Allows reconciling corporate cards

Pricing: Zoho Expense app is free to install with in-app purchases.

Contains Ads: No

Compatible with All Mobile Devices: Yes

  • Toshl Finance Management App

Best For: Money management app with expense manager functions

Monthly expenses app

Toshl Finance helps manage your business financial accounts and expenses. With your business finances being managed efficiently, you can focus on your core goals. You can analyse the money flow better through monthly overview and river flow data.

Accordingly, it helps plan and minimize your business expenses. Further, there are features to track the spending on individual categories for a better financial planning.

Special Features

  • Ensures easy data entry
  • Provides useful graphs
  • Facilities budgeting for your business expenses
  • Can be synced with multiple mobile devices

Pricing: It’s free to install. You can switch to its Pro plan at around ₹225 per month and manage unlimited financial accounts and budgets.

Contains Ads: NA

Compatible with All Mobile Devices: Yes

  • Personal Capital

Best expense manager app

Best For: Wealth Management and office expenses app

Personal Capital is a Mobile Finance & Wealth Management App helps you track and manage your money in real time. It is also one of the best expense manager app in India.

With the software, you can compare your investment portfolio’s allocation with recommended target allocation and see how well your investments are doing.

Special features

  • Help you plan your retirement
  • Enable you to manage cash flow and budgeting
  • Link your bank, investment, retirement, mortgage, etc.

Pricing: The best expense tracker app gives away most of its features for free, but reserves some tools for paying customers. 

Contain Ads: Yes

Compatible with all mobile devices: No

  • QuickBooks

Personal expense tracker app

Best For: Accounting software package for managing office expense

QuickBooks is an accounting software package that can be particularly useful for small and medium-sized businesses and offers real-time accounting solutions.

The software uses cloud-based accounting solutions that enable users to create and send customized GST invoices, generate GST return reports, etc.

Special features

  • Instantly see how your business is performing
  • Enter bills from vendors and pay them only when they are due. Schedule recurring payments to save time.
  • Create custom, professional invoices, sales receipts and estimates that you can send in minutes.
  • Enter bills from vendors and pay them only when they are due.

Pricing: QuickBooks expense manager app is available for a 30-day trial run. However, the prices for small businesses are ₹317/month + 18% GST.

Contain Ads: No

Compatible with all mobile devices: Yes

5 Best Personal Expense Tracker Apps to Manage Your Personal Finances

  • Wally Budget App

Best For: Achieving your personal financial goals with the best budget app

Planning a home budget

With Wally Android app, you can take complete control of your money, income and expenses. One of the best expense manager app in India 2021, it’s especially useful for those who want to set long-term finance goals and achieve them successfully.

This personal finance app helps understand what you are spending, where and when. Wally+ is the exclusive app for Android, where you can even upload picture of your receipts.

For its ability to manage you day-to-day expenses, it is regarded as one of the best daily expenses tracking app in India

Special Features:

  • Supports all major currencies
  • Helps track your weekly & monthly expenses on the go
  • You can check your expenses on any date
  • It also allows creating groups and splitting bills

Pricing: Wally Android app is free to install.

Contains Ads: No

Compatible with All Mobile Devices: Yes

  • Mint Personal Finances App

Best for: Personal finances app for managing personal finances

Expense tracker app

Mint Free budget tracker for personal use helps manage everything that added up to your financial health. You can manage your bills and balances from one place even when you don’t have much knowledge of accounting. It also allows checking for your credit score as many times as you require.

With this free money management app for Android phones, you will no longer have to worry about updating your bank accounts and credit card balances.

Those will be automatically updated to help you know your financial strength. Based on your current financial health, Mint financial management app will suggest the best saving tips and options.

Special Features

  • Categorises bank transactions
  • Helps in setting & tracking budgeting goals
  • You can also track your investments & bill payments
  • Allows checking free credit score
  • Sends budget alerts
  • Loan repayment calculator

Pricing: You can download its iPhone & money management app for Android free.

Contains Ads: No

Compatible with All Mobile Devices: No

  • Pocket Expense

Best expense tracker app

Best For: Personal finances app appropriate for managing personal finances

Pocket Expense is one of the best personal expense tracker apps India that is available via open source and paid versions. The best expense tracker app India shows all your transactions on one single page making it easier for the users to manage it.

It lets you see how much money you have left in your account and if you can postpone a purchase. The expense manager app will help you reduce your debt and increase your savings.

Special Features:

  • Supports multiple account and account type
  • Track balance of each account
  • Allows both full and partial bills payment
  • Support calendar view

Pricing: Pocket Expense is a free personal expense tracker app. You can switch to its Pro plan at around ₹ 129/- per month and manage unlimited financial accounts and budgets.

Contains Ads: Yes

Compatible with All Mobile Devices: Yes

  • Monny

Best For: Personal finances management

Monny is also a personal finances app for making expense tracking easy. The expense tracker app can categorize your spending from week, days to months and year so it is clearer to analyse.

Though the premium version in iOS version is much advanced and the Android version of the app is quite by that standard. The app is undoubtedly the best personal expense tracker app in India.

Special Features:

  • Separate account books, which comes in handy when traveling
  • Friendly analytical reports, charts, and top rankings
  • Backup support: export, import, email, xls
  • Daily notification alert reminds you to track expenses
  • Passcode lock for more privacy & security

Pricing: It’s a free personal expense tracker app. However, you can upgrade to it premium version for a ₹ 221 per month.

Contain Ads: Yes

Compatible with all mobile devices: Yes

  • My Tabung

Best For: Personal accounting and finance managing app

A personal financing tool developed for managing personal/household budget, record and monitor savings and expenses. The expense tracking app helps analyze personal/household spending pattern and know your financial standing.

The software allows a better control over day-to-day financial management. The best expense manager app India comes with financial advice and tips on how to manage finances prudently.

Special Features:

  • It helps you pay your daily paying bills/ fund transfer
  • Use it for group savings just set a saving category
  • Deposits money saved from promos used during QR transactions
  • Set a daily spending limit with My Tabung

Pricing: Free

Contain Ads: Yes

Compatible with all mobile devices: Yes

How to Choose Best Money Management App for Android

Whether you are looking for an expense tracker app or the best budget app, you need to have your expectations clear. The best money management apps for Android come with many exclusive features.

Choose the expense management software that helps your requirement – Personal money management or business finance management.

«
»

Zoho Expense

eXBA

Finly - Expense Management

Erachana Petty Cash

SutiExpense

Costipro

EasyForm Expense Management

Aarvi Expense Manager

Vega HR

BizHRS Expense Claim management

Travel & Expense Management System

Planet PCI BEMS

Spine HRMS

PeoplesHR Turbo

Cronberry

eR4u - easy retail for you

AnyDesk

Vyapar Billing Software

Singularity complete

GoToAssist

Singularity XDR

Singularity Core

Whatso

Microsoft Office 365 Business Basic

Filmora X

Hompath Firefly

Marg POS

Plantronics Calisto 3200

Mcafee Antivirus