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Simpl

Brand: One Sigma Technologies

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Transform payments with simpl, India's #1 1-tap checkout network making transactions invisible and money intelligent for a truly seamless experience.

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Simpl Software Overview

What is Simpl?

Simpl is a pioneering Indian fintech company that provides a full-stack, mobile-first payment network designed to redefine the e-commerce transaction experience. Simpl operates as India's leading 1-Tap Checkout Network, with a core mission to make payments invisible and money intelligent. It offers a cardless payment infrastructure that builds a trusted relationship between merchants and their customers through seamless checkout and flexible payment solutions.

The platform is engineered to simplify and democratize digital payments, empowering over 26,000 merchants to enhance customer experience and boost conversions. By eliminating the friction of traditional online payments, such as entering card details or waiting for OTPs, Simpl provides a superior alternative that caters to the mobile-first Indian consumer.

Important Regulatory Notice: It is important for potential partners to be aware that as of late 2025, the Reserve Bank of India (RBI) directed Simpl to temporarily halt its payment and settlement activities. The company is actively working with regulatory bodies to ensure full compliance and resume all services.

Why Choose Simpl?

  • Boost Conversion Rates: The signature 1-Tap Checkout feature drastically reduces the steps required to make a purchase. By eliminating the need for card details, CVVs, and OTPs, it significantly lowers cart abandonment rates and increases successful transactions.
  • Enhance Customer Trust: Every transaction is backed by comprehensive Buyer Protection, giving customers the confidence to shop without hesitation. This built-in security fosters a safe and trusted shopping environment.
  • Increase Average Order Value: Flexible payment options like "Pay Later" and "Split in 3" empower customers with greater purchasing power. This flexibility encourages them to buy more, directly increasing the average value of each order.
  • Drive Customer Loyalty: The convenience of a single, consolidated bill for all purchases across the Simpl network and automated recurring payments via Bill Box creates a frictionless user experience that encourages repeat business.
  • Proven Network Effect: Join a vast and established ecosystem of over 26,000 merchants and millions of trusted users. simpl is the payment partner for top-tier brands like Zomato, BigBasket, MakeMyTrip, and Jio Platforms, lending credibility and reliability to your checkout process.

Advanced Features of Simpl

  • 1-Tap Checkout: The cornerstone of the simpl experience. It offers a single-tap payment process that is fast, secure, and incredibly user-friendly, providing a seamless checkout flow.
  • Pay Later: A cardless Buy Now, Pay Later (BNPL) facility that allows customers to make purchases and pay for them at the end of a billing cycle. This builds trust and provides a convenient credit alternative.
  • Split in 3: This feature gives customers the flexibility to split any bill into three equal, interest-free monthly payments. Merchants receive the full payment upfront, while customers enjoy manageable repayment terms.
  • Buyer Protection: A fundamental feature that protects customers in case of disputes or issues with their purchase, ensuring a secure and reliable transaction every time.
  • Bill Box: An intelligent tool that allows users to manage all their recurring expenses and subscriptions in one place. It automates payouts for utilities and other services, simplifying financial management for the customer.
  • One Bill: To further simplify the user experience, simpl consolidates all transactions made across its partner merchant network into a single, easy-to-manage bill, payable once every billing cycle.

Key Capabilities of Simpl

  1. Frictionless E-commerce Integration: simpl is designed for easy integration into existing e-commerce platforms. Its primary capability is to act as a conversion engine, transforming the checkout process from a point of friction into a seamless, one-tap action.
  2. Flexible Credit and Payment Solutions: The platform excels at providing accessible, cardless credit. Through its Pay Later and Split in 3 functionalities, it offers financial flexibility that traditional payment methods lack, catering to the needs of a diverse consumer base.
  3. Unified Customer Experience: By consolidating all purchases into a single bill and offering tools like Bill Box, simpl creates a unified and simplified financial overview for its users. This cohesive experience across thousands of merchants is a key differentiator that drives user adoption and loyalty.
  4. Trust and Security Framework: At its core, simpl is a platform built on trust. The integrated Buyer Protection and secure, OTP-less authentication method create a safe ecosystem where customers feel confident transacting with new and existing merchants.

How to Use Simpl?

  1. Instant Account Creation: A new user can create a simpl account in under 30 seconds. The process requires only a phone number for verification, with no lengthy paperwork, KYC processes, or credit card details needed.
  2. Shop Across the Network: Once signed up, the user can browse and shop at any of the 26,000+ partner merchants that have integrated simpl as a payment option.
  3. Checkout with a Single Tap: At the checkout page, the customer simply selects simpl as their payment method and completes the purchase with a single tap. There are no further details to enter or redirects to manage.
  4. Consolidated Payment Cycle: All purchases made by the user are added to their simpl bill. At the end of the billing cycle, they receive one consolidated bill, which they can pay in full or, for eligible purchases, split into three installments.

Simpl Price

Simpl price is available on request at Techjockey. The pricing model is based on different parameters, including extra features, deployment type, and the total number of users. For further queries related to the product, you can contact our product expert and learn more about the pricing and offers.

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One Sigma Technologies Company Details

Founded Year:  2015

Simpl is a fintech company that offers a cardless payment network with multiple solutions for merchants and consumers.

Director/Founders Chaitra Chidanand, Nityanand Sharma
Company Size 1-100 Employees

Simpl Pricing & Plans

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Simpl Features

Core Functionalities

  • icon_check Dedicated Account Manager
    A payment gateway's dedicated account manager provides one-on-one assistance for any questions or problems you may have.
  • icon_check Pre-onboarding Assistance
    Helping businesses with the process of setting up a merchant account and integrating payment processing into their business.
  • icon_check Branding & Customization
    The ability to customize the look and feel of the payment process to match your brand.
  • icon_check Mobile Responsiveness
    Ensuring that the payment process is optimized for mobile devices.
  • icon_check Guest Checkout
    Allowing customers to make purchases without creating an account.
  • icon_check Automated Reconciliation
    Automatic reconciliation uses software to match transactions between your bank and accounting records, saving time and minimizing
  • icon_check Dedicated POS
    Dedicated POS Payments in a payment gateway allow merchants to process payments independently using hardware and software. It
  • icon_check Multi Currency Support
    Accept payments from all over the world with different currencies
  • icon_check Currency Conversion
    The ability to process payments in different currencies and automatically convert them to your desired currency.
  • icon_check Coupons and Offers Engine
    A Coupons and Offers creation feature within a payment gateway allows merchants to directly design and manage discount promotions
  • icon_check Payment Links
    Payment processing solutions that don't require a website. payments can be made through a link by sending it via SMS, Email etc.
  • icon_check Multi-Language Checkout
    The ability to process payments and display information in multiple languages.
  • icon_check Store Creation
    Tools and features to create an online store within the payment gateway app
  • icon_check Landing Page Creation
    The landing page creation feature in a payment gateway allows users to create custom web pages for initiating and processing
  • icon_check Split Payments
    Split payment in a payment gateway allows a single payment transaction to be divided and distributed to multiple recipients, such
  • icon_check Instant Settlements
    The process of settling transactions with your bank account instantly
  • icon_check Loyalty Management
    Loyalty management in payment gateways involves integrating features that allow businesses to reward and retain customers through

Payment Methods

  • icon_check Digital Wallet
    It is an electronic device or online service that allows individuals to make electronic transactions.
  • icon_check UPI
    Unified Payments Interface is an instant real-time payment system developed by NPCI to facilitate inter-bank transactions through
  • icon_check Debit / Credit Cards
    Accept various payment methods, including credit cards, debit cards,
  • icon_check Net Banking
    It is a convenient and secure way for customers to manage their bank accounts and perform financial transactions over the
  • icon_check Buy Now, Pay Later (BNPL)
    Buy Now, Pay Later (BNPL) in a payment gateway is a feature that allows customers to purchase items immediately but pay for them
  • icon_check Cardless EMI
    Cardless EMI is similar to traditional EMI but doesn't require a credit or debit card. It's facilitated through a partnership
  • icon_check Cryptocurrency
    The ability to accept payments in cryptocurrency.
  • icon_check ACH Payments
    ACH or Automated Clearing House payments, are electronic money transfers between banks and credit unions through a computer
  • icon_check QR Code Based Payments
    A QR code payment method is a way to make payments using a smartphone by scanning a special type of barcode called a QR code.

Subscription Management

  • icon_check Reccuring Payments
    Recurring payments, also known as subscription payments, auto-debit, or automatic payments, occur when a customer authorizes a
  • icon_check Proration
    Proration is a billing model that adjusts a customer's bill to reflect changes to their plan during a billing cycle.
  • icon_check Dunning
    Dunning refers to the process of communicating with customers to collect overdue payments.

Administrative Features

  • icon_check Invoice Generation
    Automatically creates invoices for transactions, saving time and reducing errors. It includes all necessary details such as the
  • icon_check Reporting & Analytics
    Tools that allow merchants to track their payment activity, generate reports, and gain insights into their sales data.
  • icon_check Merchant Portal
    A web interface that allows merchants to manage their payment accounts, view transactions, and access other features.
  • icon_check User Access Management
    User, role, and access management in a payment gateway are ways to control who can access what features and data in the system
  • icon_check Tax Management
    Tax management involves automatically calculating, applying, and handling taxes during transactions.

Security Features

  • icon_check Risk Management
    Managing risks in payment gateways involves identifying, assessing, and minimizing potential issues associated with processing
  • icon_check Multi-Factor Authentication (MFA)
    Multi-Factor Authentication (MFA) refers to an authentication process that requires two or more verification factors to gain
  • icon_check Two-Factor Authentication (2FA)
    Two-factor authentication in a payment gateway adds an extra layer of security by requiring users to verify their identity
  • icon_check PCI DSS Compliance
    Ensures a business adheres to Payment Card Industry Data Security Standards to protect cardholder information.
  • icon_check Fraud Detection & Prevention
    Systems that analyze transactions for suspicious patterns to identify and block fraudulent activity.
  • icon_check Tokenization
    Replaces sensitive data (like credit card numbers) with a unique identifier (token) for secure storage and processing.
  • icon_check Automatic Device Recognition
    Automatic device recognition is a security feature used by payment gateways to identify and authenticate devices that initiate

Integrations Supported

  • icon_check Order Management
    Order management is the process of handling customer orders from placement to delivery. It's a crucial part of a business's
  • icon_check API Integration
    Integrating an API into a payment gateway platform connects your website or app to securely process payments, handle
  • icon_check Third Party Integration
    Integrating a 3rd party plugin into a payment gateway platform allows you to accept payments directly on your site without
  • icon_check E-Commerce Integration
    E-commerce integration in a payment gateway platform means connecting the payment system with an online store.
  • icon_check SDK Integration
    SDK integration in a payment gateway platform involves incorporating the payment gateway's software development kit (SDK) into
  • icon_check CRM Integration
    CRM integration with a payment gateway connects a CRM system to a payment gateway, allowing businesses to merge customer data
  • icon_check POS Integration
    A hardware and software solution used in retail environments to process sales transactions, manage inventory, and handle customer

Alerts & Notifications

  • icon_check Transaction Notifications
    Tells you about transactions happening on your system, such as when a payment is successful or fails.
  • icon_check Security Alerts
    An alert that warns you about potential security threats, such as suspicious activities or attempts to hack into the system.
  • icon_check Downtime Alerts
    A message that tells you when the payment system is not working or is down. It helps you know immediately when there’s a
  • icon_check Discrepancy Alerts
    A notification that notifies you when there are inconsistencies or mismatches in transaction details, such as differences in
  • icon_check Custom Event Notifications
    Personalized messages set up to alert you about specific events or actions that you consider important, such as a high-value

Simpl Specifications

Supported Platforms
Windows Windows iOS iOS Android Android MacOS MacOS
Devices
Desktop Desktop Mobile Mobile Tablet Tablet iPad iPad
Deployment
Cloud-Based Cloud-Based
Suitable For
All Industries
Business Specific
All Businesses
Business Size
Individual Small Business Startups Medium Business Enterprises SMBs SMEs MSMEs
Customer Support
Phone Email Live Chat
Language
English
Integration
API Integration
Training Resources
Live Online Documentation Videos

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What does simpl do?

Simpl is India's leading 1-tap checkout network, providing a full-stack, mobile-first platform for seamless payments. It offers solutions like 1-tap checkout, buyer protection, and a pay-later facility to simplify e-commerce transactions for both merchants and consumers.

How much does simpl cost?

Simpl price is available on request at Techjockey.com.

What are the main features of simpl?

Simpl's main features include 1-Tap Checkout, comprehensive Buyer Protection, and a Pay Later facility. Additional solutions are Bill Box for automated recurring payments, Split in 3 for flexible bill division, and One Bill for consolidated payments across multiple merchants.

Who can use simpl?

Simpl is designed for both merchants and consumers across India. Merchants can integrate Simpl to offer enhanced payment experiences, while millions of consumers use it for seamless 1-tap checkout and pay-later options across its partner network.

How does Simpl ensure payment security?

Simpl ensures payment security through its 100% secure network and comprehensive buyer protection integrated into every transaction. It streamlines checkout by removing the need for card details or OTPs, thereby enhancing safety and trust.

What is Simpl's Pay Later facility?

Simpl's Pay Later facility is a cardless Buy Now, Pay Later (BNPL) option that empowers customers to make purchases and pay for them later. This feature provides financial flexibility, allowing users to settle a single unified bill at the end of their cycle or split payments into three parts.

Which types of merchants partner with Simpl?

Simpl partners with leading brands across diverse sectors in India, including telecom, food delivery, pharmacy, grocery, and travel. Its extensive network includes over 26,000 merchants, powering top platforms in these industries.

What is the Bill Box feature in Simpl?

The Bill Box feature in Simpl is a one-time checkout solution designed to help customers automate recurring expense payouts. It allows users to conveniently manage all their subscriptions and recurring bills from a single, centralized location.

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Terms and Condtions

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Users with registered businesses can purchase goods from merchants on the platform to satisfy their business needs. Users are not permitted to utilize any products acquired through the platform for resale, advertising, business, or further distribution.

For each purchase made, users will receive a Tax Invoice (or 'GST invoice') that includes specific details such as:

  • the GSTIN of the user associated with their registered business, and

  • the specified Entity Name for their business.

It should be noted that not all products are eligible for GST Invoice. Only the products displayed by participating sellers with the 'GST-based Invoice Available' callout on the product description page would qualify.

Certain goods and services are not eligible to get a GST Invoice, including items with VAS, i.e., Value Added Services (e.g., Total Mobile Protection/Assured Buyback) and those involving an exchange offer at the time of purchase.

Users must ensure the accuracy of the GSTIN, and business entity name provided for the GST Invoice. Requests for corrections into GST Invoice would not be accommodated by Techjockey.com or any Seller, and any issues arising from user-provided information are the sole responsibility of users.

Techjockey.com is not liable for the GST Invoice or any associated input tax credit. To efficiently claim an input tax credit, users should select the registered place of business address as per the GST authority's data and follow the provisions of the GST Act and rules.

To claim an input tax credit, the delivery and billing addresses must match. Furthermore, input tax credits will not be granted if the delivery address and GSTIN on the invoice are from different states. In case of incorrect GST details provided during the order placement, the order will be canceled automatically.